Maaking money online and videos

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Beginners Guide to Blogging and making money online

A blog is basically an online journal wherein you can digitally pen down your thoughts, ideas, opinions and practically anything that you want people to read. Blogs come in different styles, formats, and settings, depending on the preference of the user. Many blogging sites, offer built in features such as hyperlink, straight texts, pictures etc. Some blogging sites, even allow you to put video and mp3's on your blogs.

Instead of writing texts, some bloggers choose to make their blogs more audio friendly, by using spoken word entries. This is called audio blogging.

Basically a blog contains these features:

title- which allows you to label your post
body- this is the content of your post
trackback- other sites can be linked back to your blog
permanent link- every article that you write has a URL
comments- this allow readers to post comments on your blog.

One of the advantages of blogging, is that it is made of only a few templates. Unlike, other websites that is made up of numerous individual pages. This make it easier for blog users to create new pages, because it already has a fix setting that include: slots for title, body of the post, category, etc.

This is especially useful for first time users, since they can start blogging right away. They can chose from a number of templates that blogging websites provide.

Anyone who wants to start a blog can do so by becoming a member of a blogging website of their choice. Once they've become members, they automatically become a part of that particular blogging community. They can browse through other bloggers pages, and link them back to their own blogs. They can also make comments on other members' blogs.

Blogging is not just limited to personal usage. There are a lot of blogs that follow a theme such as: sports, politics, philosophy, social commentary, etc. These blogs espouse on their specific themes. This way blogging becomes a medium in which people can share their knowledge and opinions about a variety of themes and topics.

Some bloggers even use their blogs as a means to advertise. Some authors advertise their books on their blogs. While other bloggers, use their blogs to shed light to currents issues, events, news and catastrophes.

Nowadays in education, blogs also play an important part. Professors use blogging to document the lessons that they have discussed and taught. This way, students who who have missed classes, can easily catch up with their assignments.

A lot of entrepreneurs benefit from blogging by promoting their businesses on their blogs, with millions and millions of people logging onto the net everyday, blogging has become a lucrative move. Some bloggers who run online businesses promote their merchandise online. While others profit through advertisement.

But by far, the most popular blog type is the one that takes the form of a personal journal. This is the kind that is usually used by first time bloggers. Individuals who want to document the daily struggle of their everyday lives, poems, rants, opinions, find that blogging offers them a medium in which to express themselves.

Bloggers usually communicate within themselves. This is one of the appeals of blogging. It creates a community of people sharing their ideas, thoughts, and comments with each other.

Blogs varying in topics, themes, and set-ups, can be found in blog directories. First time users who want to get an idea of what the blogging world is all about can browse through a number of blogs using these directories. This way they'd get an idea of what these blogging communities are like.

Blogging is popular all over the world. Blog is short for the term weblog. There are no rules when it comes to blogging. Bloggers have the freedom to express themselves how ever way they want, and the best thing about blogging, is that most blogging sites are free.

There are numerous blogging websites to choose from in the net. This give first time users the option of joining a blogging community that appeals to their interests.

Just search any blogging directory and you'd get a listing of a lot of blogging sites that are available on the net. It's easy to search a blogging directory, because it is organized according to category. This way you would get exactly what you are after. Blogging is really for everyone. It is fun, simple and easy.
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Making money online All this only requires very basic computer skills (point and click, open file, copy and paste a text) click an ad,scroll a page, and the ability to follow very detailed step-by-step instructions. All very easy to do! Did you know?.. There are literally hundreds of sites on the Internet that will pay you to complete various tasks online. These sites share a portion of their advertising revenue with their members whom are paid to do just about anything you can think of: surf, play games, take surveys, read email, visit sites, signup to free offers, search and so much more. Get paid to promote also known as PTP pays you for sending traffic to your personal paid to promote page. Surveys Get paid cash in return for completing online surveys which directly influence the way companies develop products, policies, and services. Paid to read email Advertisers send emails to you and you get cash back for reading about their offers! Online electronic payment providers required to cashout at many programs in order to receive quick and easy payment - a lot faster than waiting for a check via snailmail. Example: www.paypal.com Rewards Programs Rewards programs, also known as Loyalty Programs, reward you for your participation usually with points that can be redeemed for numerous items including cash, gift certificates and more. Traffic Exchanges Traffic exchanges are a great free way for anyone to get traffic to their sites. The concept is very simple, you visit other sites and they will visit yours. The more sites you visit, the more traffic you receive. Get Paid to click Advertisers want YOU to see their site and you get cash back for visiting their offers! Get paid to post Get paid to post on various topics. Affiliate Programs Affiliate programs reward affiliates for every visitor, subscriber, customer, and/or sale provided through his/her efforts. Compensation or commission may be made based on a certain value for each exposure (Pay-per-impression (PPI) / Cost-per-thousand (CPM)), visit (Pay-per-click (PPC) / Cost-per-click (CPC)), registrant or new customer (Pay-per-lead (PPL) / Cost-per-action/acquisition (CPA) / Cost-per-lead CPL)), sale (Pay-per-sale (PPS) / Cost-per-sale (CPS)), or any combination of them.

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62 Ways to Save Money
at the Gas Pump



Gregory Ashton

http://www.best-car-buying-tips.com


62 Ways to Save Money at the Gas Pump

This eBook was brought to you by:

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62 Ways to Save Money at the Gas Pump

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62 Ways to Save Money at the Gas Pump

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62 Ways to Save Money at the Gas Pump

Table of Contents

Introduction…………………………………………………………………………………………………………3
Regional Gas Price Averages……………………………………………………………………………….5
Using the Internet for Gas Info……………………………………………………………………………9
Fuel Economy and CO2 Emissions……………………………………………………………………….12
Tips for Buying Gas…………………………………………………………………………………………….15
Importance of a Well Tuned Vehicle………………………………………………………………….20
Tire Maintenance………………………………………………………………………………………………..25
Winter Driving…………………………………………………………………………………………………...27
Commuting………………………………………………………………………………………………………….32
Avoiding the A/C………………………………………………………………………………………………..36
Driving the Speed Limit………………………………………………………………………………………37
Anticipating Driving Conditions………………………………………………………………………….39
Gas Saving Products……………………………………………………………………………………………44
EPA Fuel Economy Ratings………………………………………………………………………………….47
Purchasing a Vehicle…………………………………………………………………………………………..50
Miscellaneous Driving Tips………………………………………………………………………………….52
Links for Information …………………………………………………………………………………………53
Current State Average Gas Costs……………………………………………………………………….55
Conclusion…………………………………………………………………………………………………………..60

Introduction

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62 Ways to Save Money at the Gas Pump

With the rising cost of gas prices…and no end in sight…everyone wants to
save as much money at the gas pump as they possibly can. You may not be
able to control the price of gas but you can change certain habits and follow
some basic guidelines to help you save as much money as possible.

Rising gas and oil prices each year mean that the average driver, who
travels approximately 15,000 miles each year in a car that gets about 20 miles
to the gallon, will pay more at the end of the year for his gas costs.

Every time that the price of gas goes up at the fuel pump by 10 cents
the cost of the average drivers gas consumption will rise by about $75 over a
year.

This e-book will give you some tips, guidelines, and basic advice for
helping you keep reduce the amount of money that you spend each week filling
up your vehicle.

This e-book will also provide you with basic gasoline and vehicle
information as well as provide you with numerous tips and suggestions for
saving money at the gas pumps as well driving more efficiently.

We’ll cover subjects such as:

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62 Ways to Save Money at the Gas Pump

•
Average gas prices
•
Fuel economy
•
Using the Internet to find cheap gas
•
Where and how to buy your gas
•
Where to find the lowest gas prices
•
The importance of maintaining your vehicle
•
Taking care of the tires on your vehicle
•
Gas saving products
•
The importance of EPA fuel economy ratings
•
Tips on what to look for in your next car.
•
Winter driving tips.
•
Warm weather driving tips.
•
Commuting encouragement.
•
How to drive smarter.
•
Current state average gas costs.
•
Useful links to websites.
After you have finished reading this e-book you’ll have all the tools and
information that you need to start saving money today.

There will be some ideas that may not apply to you at this time but when
you purchase your next vehicle, you will find that you have access to smart

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62 Ways to Save Money at the Gas Pump

money saving tips for reducing the amount of money that you spend driving
your vehicle.

The information in this e-book is current with gas prices and statistics
today. Some of the information will vary for you personally depending on what
type of vehicle that you are driving, as well as the age of your car.

If you are driving a newer vehicle you’ll find that your car is already
extremely fuel efficient. However you can still apply most of the gas saving
tips found in this book to your own pocketbook.

1. Regional Gas Price Averages
•
Pacific Coast = $2.14
•
Mountain West = $1.92
•
Southwest = $1.81
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62 Ways to Save Money at the Gas Pump

•
Southeast = $1,87
•
Great Lakes = $1.85
•
Midwest = $1.81
Source: http://www.fuelcostcalculator.com/
2. Energy Technology and Fuel Economy
Only 15 percent of the fuel that you put into your car gets used and the
rest of the energy is lost for many reasons. It is important to maintain your car
and have an understanding of how your vehicle operates.

If this information is foreign to you, you may consider taking a basic
mechanics course to gain some knowledge.

The more that you understand about the way that your vehicle runs, and
what it takes to properly maintain it, the more success you will have when it
comes to understanding what steps to take to start saving money.

If only 15 percent of the fuel that you pay for gets used that means that
you need to be absolutely certain that the condition in which your car is
running is as efficient as it can be.

In addition to a mechanics course you may be able to find fuel saving
tips that are available through a small mini-course at your local college.

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62 Ways to Save Money at the Gas Pump

3. Shop around
You can try to shop around in your local area for the cheapest gas that
you can find but you shouldn’t go too far out of your way to try and get that
best price unless you’re already traveling in that direction anyway.

Once you start driving around looking for the gas pump that can beat the
one in your neighborhood you start to increase the amount of money that you
spend on your driving expenses.

Since your goal is to save money you would be defeating the purpose by
driving around for too long. Studies done by the AAA indicate that it will cost
you approximately 51.7 cents per mile to drive your car this year.

Keep in mind that the IRS will only allow a deduction of 36 cents per
mile so driving too far to get the cheapest gas isn’t always cost efficient.

While you are driving to a location that you would normally be going
anyway you can of course keep your eyes open for the cheapest gas.

4. Multitask your shopping expeditions
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62 Ways to Save Money at the Gas Pump

If you know of a certain gas station that consistently sells lower priced
gas and it’s out of your way you might want to consider making a weekly or biweekly
journey to this destination.

This way you can take a day to get gas, buy your groceries, and take a
walk in the park within a different area of the city where you live. In effect,
what you are doing is multitasking and saving money on your fuel costs at the
same time.

5. Paying for your gas the smart way
One of the ways that you can save money at the gas pump is by using a
gasoline credit card. When you have a gas card you’ll be able to get 5 or 10
percent rebate back on the purchase of your gas.

This can amount to as much as $75 to $300 each year. If you have
multiple drivers in your family you’ll want to make sure that every car driving
person carries a gasoline credit card with them so that you can take advantage
of multiple gas sales.

Many gasoline companies are joining up with other retailers to give you
numerous savings at the gas pump.

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62 Ways to Save Money at the Gas Pump

You’ll be able to not only save on your gas purchase, but you’ll be able
to earn points towards your next purchase with participating retailers.

6. Buy your gas in the morning or evening
Gasoline becomes denser in colder temperatures. Gas pumps are set to
measure the volume of the fuel that you pump and not the density.

This means that if you fill up your gas tank in the cooler morning
temperatures, or in the colder evening hours, that you’ll be getting better gas
price economy. Try to fill up your gas tank later in the evening to avoid the
rush of day hours.

7. Use the Internet
Using the Internet to find the lowest gas prices is a great way to have all
the information that you need before getting into your car to fuel up.

There are several sites on the Internet that will help you find the
cheapest gas in your area.

One of these sites is GasBuddy. GasBuddy has all the information for
both the United States and Canada to help you find the lowest gas price on the
day that you are filling up your gas tank.

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62 Ways to Save Money at the Gas Pump

GasBuddy has over 170 websites that it uses to get you the recent best
prices.

The price of gas is always changing so having the latest information is
going to save you money over a period of time.

There are times that the price of gas will vary by up to 20 percent within
a short radius so it’s important to you to stay current with the lowest price of
gas.

The information provided by GasBuddy is quite comprehensive. For
example, after indicating that you live in the Washington state area you are
directed to sites for Seattle, Tacoma, and Spokane.

Choosing Seattle gives you the following information: (1) lowest price in
the last 48 hours, (2) gas station name and address, and (3) time the last price
was posted.

When you use GasBuddy you’ll be able to save that much more each
time you buy gas for your vehicle.

www.GasBuddy.com/

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62 Ways to Save Money at the Gas Pump

8. Multi-purchases
There are many other ways that you can use the Internet to help you
save money at the gas pumps. Check out coupons in your local area that offer
money off certain items, like convenience food.

If you purchase your gas at a service pump that has a convenience store
attached then you can use your money-saving coupons for convenience
purchases.

Although you are not saving money on your actual gas purchase, just by
combining your convenience purchase with you fuel purchase you will find
some money saving benefit at shopping and fueling up at a certain gas station.

9. Keep a fuel log
Invest in a small notebook and pen for your car and write down all your
gas purchases and mileage that you travel.

Start to develop the habit of knowing exactly how much that you are
spending in fuel costs.

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62 Ways to Save Money at the Gas Pump

You can also use your fuel log to keep track of the best places to buy
your gasoline. You want to see a pattern develop so that you can track your
gas spending habits and then make changes if needed.

If you are buying a used vehicle privately, or from a dealer, find out if
there is an owner’s manual so that you can find out how to take care of your
vehicle.

If you’re lucky, there may be fuel log of some kind from the previous car
owner.

10. Fuel economy and Co2 emissions
The average fuel economy of new cars and trucks in the United States
and Canada has increased by over 130 percent for cars and 75 percent for
trucks.

This means a great savings to you at the gas pump since you are driving a
much more efficient vehicle that you were several years ago.

This doesn’t mean that you can ignore the cost saving tips in this e-book.
What it does mean is that you can achieve even greater savings!

The following charts support the efficiency of vehicles today:

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62 Ways to Save Money at the Gas Pump


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62 Ways to Save Money at the Gas Pump


Source: www.gm.com/company/gmability/sustainability/reports/04/400_products/473_eff_per.html

11. Keep an eye on your gas consumption
The more aware you are of the amount of fuel that you use the more you
can do to try to reduce your gas costs.

If you notice that your gas efficiency is decreasing it could be an
indicating factor that your car needs servicing.

Make weekly comparisons with your fuel log that you keep in you car to
see how much your gas consumption is going up and your mileage per gallon is
going down.

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62 Ways to Save Money at the Gas Pump

If you are finding that you are constantly seeing less and less
performance from your car and spending more for gas at the fuel pump then
you’ll know that you need to take action so that you can start seeing a savings
in your gas economy rather than a constant deficit.

12. Buy gas from a busy station
Try to buy your gas from a gas station that is consistently busy and
therefore has its underground tanks filled on a regular basis.

Gas stations that are slow will have gas that has been sitting in
underground tanks for longer periods of time, leading to gas contamination.

This contamination can mean that the gas you are purchasing is less
powerful than fresh gas and will decrease your fuel economy.

Try to time your visits to busier gas stations at those busy times but
make sure that you’re not in a rush to get anywhere.

If you’re late for an appointment you may find yourself giving up in
frustration if you have to wait to purchase your gas and then find yourself
moving over to a gas station that has a higher gas cost for the day.

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62 Ways to Save Money at the Gas Pump

13. Turn the nozzle
When you have finished filling up your gas tank try turning the nozzle of
the hose a full 180 degrees.

This will drain a bit more gas into your tank; in some cases up to an
entire half cup that would otherwise be a bonus to the next gas customer.

Once you get into the habit of turning the hose you’ll find yourself doing
it without thinking. That extra half cup that you get each time that you fill
your gas tank can add up to a lot of extra gas at the end of the year that you
never have known about.

14. High octane gas
For most cars these days, buying higher octane gas is a waste of your
money. Regular unleaded has approximately 87 octane already and is fine for
your vehicle.

By avoiding buying high octane gas you’ll be saving a large amount of
money over a period of time.

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62 Ways to Save Money at the Gas Pump

High octane gas is always more expensive at the gas pumps so the next
time that you feel guilty for filling up your SUV with regular gas you can be
assured that no harm will come to your vehicle.

Octane is simply a measurement of how difficult it is to ignite the gas in
your car and has nothing to do with the quality of the gas. If you are
experiencing engine pings, rattles, or knocks you can switch to high octane gas.

However, you shouldn’t be experiencing any of those knocks and rattles
if you are keeping your vehicle maintained and making sure that you don’t miss
those scheduled maintenance checkups.

If you are driving a new model car you definitely shouldn’t be hearing
any pings or rattles and if you are you should take your vehicle to a mechanic.

15. Avoid topping off
Try to avoid “topping off” at the gas pumps. When you purchase just a
bit of gas at the gas station the pump doesn’t have enough time to really
activate, resulting in short bursts of fuel that may short change you from the
amount of gas that you are purchasing.

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62 Ways to Save Money at the Gas Pump

The best time to replenish your gas tank is when you have half a tank or
less left in your vehicle, or when you find a gas price that you just can’t afford
to miss.

16. Avoid running your gas tank too close to empty
Try not to drive your car when the gas gauge is on empty.

You may think that you using very little gas when your car is on empty,
but you are in fact using more gas because your vehicle is running less
efficiently as it tries to accelerate and decelerate in a normal fashion.

Keep your gas level above the quarter tank mark if at all possible.

17. Avoid buying gasohol
You should never purchase gasohol for your car since it contains only
two-thirds of the energy of gasoline.

This means that you would need to buy much more gasohol to go the
same distance on a tank of gasoline.

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62 Ways to Save Money at the Gas Pump

Gasohol is a mixture of ethanol (alcohol made from grain) and gas, and is
used by some farmers to help cut the amount of pollution in the air.

Even if you are traveling and it seems like the only fuel choice for miles
is gasohol try to avoid buying this type of adapted fuel.

18. Avoid buying gas from a just replenished gas station
When a gas station has its underground tanks filled, the particles at the
bottom of the tank are stirred up.

These particles can become mixed in with the gas that you are putting
into your car, which can lead to efficiency problems. The particles can clog
your fuel filter, causing your car to stall and start with some difficulty.

If the gas station that you have decided to stop at has the lowest gas
price in your area you may want to think about taking the time to come back at
a later time rather than stopping at the next gas station that is offering a
higher price for gas.

19. Keep your car well tuned
One of the best things that you can do is to keep your vehicle as well
tuned as you possibly can.

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62 Ways to Save Money at the Gas Pump

This means taking note of those regularly scheduled maintenance
checkups that you so often ignore.

Studies indicate that a car with an engine that is poorly tuned will
increase the amount of fuel consumption from 10 to 20 percent.

Information found at www.fueleconomy.gov/ shows that when you tune
up a car that is due for a checkup or one that has emissions problems, you can
increase the gas mileage by up to 4.1 percent.


Source: www.fueleconomy.gov/feg/maintain.shtml

Pay attention to the signals that your car is giving you. When the red
message light on your dashboard lights up letting you know that it’s time to
“check your gauges” make sure that you have your car looked at as soon as you
can.

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62 Ways to Save Money at the Gas Pump

If you are uncertain when the last time was that you had your car
serviced you may be able to contact the mechanic that last did the work for
you.

If they keep accurate records your mechanic will be able to give you a
date for your last maintenance visit and help you schedule a new one at the
same time.

20. Change the oil in your car
Change the oil in your car on a regular basis. When you keep the oil in
your car clean you reduce the wear that is caused by friction in the moving
parts of your car’s engine.

Keeping track of your last oil change will save you money at the gas
pump and increase your fuel consumption.

If you are reluctant or unable to change the oil in your car on your own
make sure that you fuel up at a gas station that offers you full service.

This way you can ask the gas attendant to help you fill your car with gas
as well as take a look under the hood of your car to change the oil.

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62 Ways to Save Money at the Gas Pump

21. The right grade of oil
Make sure that you are using the right grade of oil that is required by
your car or truck. Oil grades are measured in viscosity, which determines how
much the oil can resist flow. Grades of oil include:

•
0W (this is the thinnest) (“W” stands for winter)
•
5W to 25W
•
20 to 60 (60 is the thickest)
Check with the owner’s manual that comes with your car for more
information about the grade of oil that is required by your car.

Make sure that you use the right grade of oil to ensure that your car runs as
smoothly as it should in all types of weather.

If you find that you are always running out of oil when you need it you can
buy car oil in bulk at stores such as Costco so that you always have oil available
for your vehicle.

If you can’t change the oil in the car yourself ask a family or friend to give
you a hand.

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62 Ways to Save Money at the Gas Pump

22. Replace the air filter in your car
Studies at FuelEconomy.com suggest replacing the air filter in your car
on a regular basis. Replacing a clogged air filter can improve the mileage that
you get with your car by up to 10 percent.

When you calculate that 10 percent into gasoline savings, you’ll be
saving up to 15 cents per gallon. You can ask your mechanic to replace the air
filter in your car or you can do it yourself.

23. Replace the fuel filter in your car
Studies show that not only should you be replacing the air filter in your
car on a regular basis, you should also be maintaining and regularly replacing
the fuel filter.

The cleaner that your fuel filter is the more efficiently your vehicle is
going to run, saving you more money in fuel costs.

You can replace the fuel filter yourself or have it replaced when your car
is in for a regular maintenance checkup.

24. Check the alignment of your car
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62 Ways to Save Money at the Gas Pump

You should be paying attention to the alignment in your car. Improper
alignment will cause a certain amount of engine drag, which will increase the
amount of gas that you are using.

The better maintained that car is the better all around performance that
you’ll get. Talk to your mechanic about your next alignment servicing.

One of the ways that you can tell if your car is due for alignment is if
there is a pulling on the steering wheel when you are driving.

If you are experiencing a type of pulling action it’s important that you
schedule an appointment to have an alignment done.

25. Rotate your tires
When you regularly rotate your tires and check them for uneven use and
wear you will find that you are saving in both tires and gas costs.

After you have an alignment done on your car most mechanics will also
rotate the tires. This doesn’t by any means mean that you should wait until
you need an alignment to get those tires rotated.

Check your tires regularly to see how they are doing on wear and tear.

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62 Ways to Save Money at the Gas Pump

If your tires are showing signs of balding you’ll want to replace them
immediately since the better your tires are the better fuel consumption you’ll
see.

26. Tire maintenance
Not only should you be maintaining the engine of your car, you should
also be paying attention to the tires that you are driving on.

•
Purchase a tire gauge and check your car’s tire pressure every month.
When you are driving around on tires that are under-inflated you can
reduce the fuel efficiency of your car by up to 2 percent for each pound
that the tires are under-inflated.
•
Under-inflated tires wear out faster, which again contributes to higher
gas consumption.
•
Not only will you save on gas consumption when you maintain your tires,
studies show that you will also save money on the maintenance of your
vehicle by up to $250 each year.
•
The best time to check your tire pressure is when it’s cool outside or in
the morning after your car has been sitting for several hours without
driving.
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62 Ways to Save Money at the Gas Pump

•
Use appropriate tires for each season. When you put away your winter
tires in the warm weather you’ll be able to use them for at least two
years.
Source: www.fueleconomy.gov/feg/maintain.shtml

27. Keep a clean outer car
You can reduce the amount of drag on your car when you keep the
exterior clean and waxed. This will add some gas savings into your pocket.

It may seem like a small thing to do, and you most likely won’t notice
any difference at all in your fuel consumption, but keep in mind that every
little bit helps when it comes to reducing your gas costs and saving at the gas
pumps when you fill your car.

Many times when you purchase your gas at a gas station that has a car
wash you can receive money off coupons to use when you wash your car.

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62 Ways to Save Money at the Gas Pump

This is a great way to save money while keeping your car clean.

28. Service your vehicle before the winter
As the colder weather approaches you will want to make sure that your
vehicle is in the best condition that it can be to deal with the colder weather.

If you car needs servicing and you decide to wait until the spring
weather you will find that your fuel consumption goes up dramatically.

Keep in mind that you may be putting snow tires on your car, further
adding to the decrease in fuel economy that you many experience during the
months of winter.

If you are traveling greater distances during the winter months you may
have to travel over roads that are experiencing winter conditions. Plan your
trip accordingly by trying to travel when the roads are clear and there is no
forecast of snow.

29. Remove snow tires
When it isn’t winter and there is no snow on the ground you should
replace your winter tires with summer tires or all season radials.

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62 Ways to Save Money at the Gas Pump

Big snow tires with deep treads use more gasoline than lighter tires.
Many times people leave their snow tires on all year round so that they can
avoid the hassle of taking their car to the mechanic.

The amount of savings that you can get out of changing your tires each
season should inspire to make that appointment with your mechanic rather
than weigh your car down all through the year, even when there is no evidence
of snow.

Store your winter tires in a place where they are free from moisture and
dry heat.

The better care you take of your winter tires the longer you can keep
them, reducing the amount of money that you spend maintaining your tires and
your car.

The same applies when you put your winter tires on your car and store
your summer tires or all season radials. You will want to make sure that they
are store correctly and are tightly covered.

Many people overlook the important of maintaining tires when it comes
to saving at the gas pumps.

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62 Ways to Save Money at the Gas Pump

To maximize the most savings that you can achieve at the gas pumps you
need to pay attention to all the details of maintaining and driving your vehicle.

30. Avoid rough roads
Driving on rough roads, such as those made of gravel or dirt, will reduce
your fuel consumption by as much as 30 percent.

If there is an alternative route that you can take you should consider
taking it if it isn’t going to add too many miles onto your trip.

On a side note, if you are planning a camping trip and are driving a new
model car or truck you may want to think about leaving your car at home and
finding alternative travel arrangements.

The wear and tear to a vehicle that is being driven over rough gravel
road can damage the underside of your vehicle, causing damage that you’re not
aware of for some time to come.

This damage, even if minimal, could be a factor towards increasing your
gas costs and fuel inefficiency.

31. 12 Month Average for Regular Unleaded
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62 Ways to Save Money at the Gas Pump

Keep track of the cost of regular unleaded fuel for your records.


Source: www.fuelgaugereport.com/

32. Combine trips
Try to combine as many purposes into one trip as you can for the
following reasons:

•
You’ll save time and money by combining the number of errands and stops
that you make in one trip.
•
When you make several smaller trips, especially in cold weather, you will
use up to twice as much fuel than if you were taking a multipurpose trip.
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62 Ways to Save Money at the Gas Pump

•
Cold starts for your car use up more gas and are harder on vehicle
maintenance than driving for a longer period of time, keeping the engine of
your car warm.
•
Planning your trip makes your driving more efficient and you spend less
time driving aimlessly from location to location.
33. Commuting
There are ways that you can get to work that will help you save on gas
consumption for your car.

•
When driving to work avoid the peak times for rush hours. This way
you’ll use up less fuel and you’ll spend less of you precious time sitting
around in heavy traffic.
•
Try telecommuting from work if you’re in a position to do so.
•
If you are the owner of more than one vehicle you should try to drive the
car that has the best gas mileage more often than the one with higher
gas mileage. Save the vehicle with the lower gas mileage for those trips
when you don’t want your new vehicle damaged or don’t want to put the
miles on the odometer.
•
Find out about ride-sharing programs and carpools that are available in
your local area. By commuting to work with others you’ll be cutting
your monthly fuel costs by as much as half. You’ll also be saving on the
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62 Ways to Save Money at the Gas Pump

wear and tear of your car. Many large cities have what is known as the
HOV lane (high occupancy vehicle) to encourage drivers to commute to
work.


Source: www.fueleconomy.gov/feg/planning.shtml

•
Use the public transit service if it’s convenient for you and available
where you live. You may be able to drive your vehicle to the bus depot
and commute from there. Even though you’re still driving your car part
way to work you’ll still notice a substantial savings when it comes to the
cost of your commute to and from work.
34. Walk
You will definitely save on gas if you leave your car at home. Try
walking to close destinations, or take your bike. Today’s society seems to
think that we need to drive everywhere that go.

If more people walked, rode their bikes, or took public transit there
would be less pollution. As well, you personally will notice a difference in the
amount of money that you spend each month on your gas costs.

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62 Ways to Save Money at the Gas Pump

35. Avoid fast getaways at the stoplight
Accelerate slowly when the light turns green. The faster that you
accelerate the more gas that you are going to consume.

Make sure you start at the stoplight slow and steady so that you conserve
as much fuel as possible while you are going from a stopped position into a
driving mode.

It may be tempting for younger people to accelerate and race away from
the stoplight. Don’t fall into this trap and you can save up to 20 percent in fuel
costs just by being a safe driver.

36. Avoid an idling vehicle
Try to avoid letting your car idle, even on those cold mornings when you
try to heat up the car before driving to work.

Studies show that there is no need to let your car idle for more than 30
seconds even in cold weather and that idling will reduce your fuel
consumption.

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62 Ways to Save Money at the Gas Pump

New cars are specifically designed for you to be able to start and drive
away immediately without any idle time.

Make sure that you get up early enough to scrape the snow and ice off
your car in the winter months. There is no need to start your car while you are
cleaning off your windows.

Finish cleaning off your windows and then start your car when you are
ready to leave.

37. Remove weight from your car
If you are not specifically hauling around some heavy material make sure
that you remove it from your car.

This means not using your car as a storage box for unwanted items that
you don’t know where to put. The more weight that you carry in your car,
other than passengers, the more fuel that you are going to consume as you
drive.

38. Turn off your car
Studies show that it’s more fuel efficient to turn off your car than it is to
let it idle for much longer than about 45 seconds.

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62 Ways to Save Money at the Gas Pump

If you are in a long line up at the ferry, waiting for someone outside the
store, or waiting for an accident up ahead to clear you can turn off your car
engine and save yourself some money and fuel.

Plan your trips so that you can avoid those long idle moments that will
waste your gas and add dollars onto the price of a gallon. It only takes a
second to start your car again if you have turned it off while waiting in a traffic
jam that doesn’t seem to be moving.

39. Avoid using the air conditioner
When you first get into your hot vehicle try to drive with the windows
open to let out the hot air and let in a fresh breeze.

If this fails to lower the temperature in your car you can put on the air
conditioning. The air conditioner will work more efficiently and faster if you
open up the windows first.

If you need to use the air conditioning in your car you should keep in
mind that your fuel economy will be reduced by 10 to 20 percent.

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62 Ways to Save Money at the Gas Pump

One of the ways to use your air conditioner is to use it for minimal
amounts of times. Keep the windows closed when you are using the air
conditioning.

Once the car has reached a cooler temperature you can turn off the air
conditioning but it is important to note that you should still keep the windows
closed since opening them will only allow in the hot air once again.

40. Avoid sudden stops and turns
When you are driving your vehicle you should try to avoid braking
suddenly or starting abruptly.

Studies indicate that when you brake gradually, start slowly, and avoid
those sudden stops that you can increase your fuel consumption. Drive
responsibly and with care to avoid these stops and starts.

41. Drive the speed limit
Make sure that you observe the speed limit. Your gas mileage will
decrease rapidly when you travel at speeds over 60 mph.

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62 Ways to Save Money at the Gas Pump

For every 5 mph that you drive over the 60 mph mark you are adding an
extra 10 cents onto each gallon of gas that you purchase.


Source: www.fueleconomy.gov/feg/driveHabits.shtml

Keep in mind that you will be using at least 20 percent more gas when
you are traveling at 70 mph than you would driving at 55 mph.

If there are other family members in your home that drive, particularly
younger drivers, make sure that you keep them aware of the higher fuel costs
that are associated with driving too fast and too much over the recommended
speed limit that is posted.


Source: www.fueleconomy.gov/feg/driveHabits.shtml

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62 Ways to Save Money at the Gas Pump

42. Anticipate driving conditions
If at all possible try to anticipate the driving conditions that you will be
taking on your route. If you know the traffic is heavy on a certain road try to
take an alternate route.

This also applies to driving conditions that may cause you to tailgate or
practice some other inefficient driving procedures.

The cleaner and smoother that your driving is the more fuel costs you
will save. Take the time to plan your driving routes accordingly. You’ll find
that in the long run you’re saving yourself frustration as well as money.

43. Avoid rush hour
If at all possible you should try to avoid driving during peak rush hours.
When the traffic is crawling along you’ll be wasting gas and creating wear and
tear on your car.

If you are heading home on a Friday night and know that your commute
home is going to be one long slow crawl you may want to consider staying close
to where you work and running some errands in the meantime.

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62 Ways to Save Money at the Gas Pump

There is no need to start your commute home only to find that you are

sitting in traffic with your car idling.

44. Accelerate before hills
If you are approaching a hill try to accelerate before you reach the hill.
This will help you to use up less gas while you are climbing the hill in your car.

Remember to accelerate in a safe manner or you won’t be able to use
this gas saving tip. You in no way want to put your life, or the lives of others,
in any danger.

45. Avoid fast driving in lower gears
If you drive at fast speeds using the wrong and often lower gears, you
will reduce your fuel economy by as much as 40 percent.

If you are driving a standard vehicle make sure that you know how to
properly operate the gears and know when to shift.

This is one of the common mistakes that many drivers make. By paying
more attention to your driving techniques you will find that you can reduce
some of your fuel costs.

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62 Ways to Save Money at the Gas Pump

46. Keep your foot off the brake
Try to avoid the habit of keeping your foot on the brake, even lightly,
when you are driving. When you rest your foot on the brake you use more gas
than you would otherwise and you also will wear out your brakes much sooner.

If you find that you are keeping your foot on the brake without being
aware of it you can try sticking a reminder note to yourself on the dashboard of
your car.

Start paying attention to your driving habits to see how important they
are and to see how efficiently you drive.

47. Buy a smarter vehicle
Consider buying a hybrid vehicle to save on the cost of gasoline. You
may find yourself on a waiting list waiting for the first available hybrid but the
wait will be well worth it.

The Toyota Prius is one of the most sought vehicles of the year. In the
coming years the hybrid will become more available and will be more
affordable than it is at this point.

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62 Ways to Save Money at the Gas Pump

48. Travel Tips
One thing to keep in mind when you are traveling with a carrier or a roof
rack is that you will be increasing your fuel cost by as much as 5 percent.

Try to reduce the amount of aerodynamic drag and improve your fuel
consumption by placing as much as you can in the trunk of your car.


Source: www.fueleconomy.gov/feg/planning.shtml

Another thing to keep in mind is that when you are carrying heavy
objects in your vehicle you reduce your fuel economy by as much as 1 to 2
percent.

If you are going to be doing some heavy hauling you might find it to your
benefit to hire a truck or borrow one from a friend so that you can reduces the
wear and tear on your car as well as keep down your fuel costs.

49. Tighten the gas cap
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62 Ways to Save Money at the Gas Pump

It may seem like a small thing to do, but tightening the gas cap on your
car will prevent gas from evaporating and escaping into the air.

If you have a gas cap that doesn’t fit tightly, or you’ve lost your gas cap,
buy a new one to replace it.

Contact your mechanic or the car dealer of your make of vehicle to see
if they have your particular gas cap in stock or if they can place an order for
one to be shipped to you.

50. Cruise control
When you are driving on the highway you should be using cruise control
whenever possible to maintain a steady pace.

This will help to increase your fuel consumption.

If you are driving a vehicle that currently has no cruise control it’s easy
to have installed by your mechanic.

Many newer vehicles come with cruise control as a feature and not as a
luxury choice for just this reason: to save on fuel costs.

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62 Ways to Save Money at the Gas Pump

51. Use overdrive gears on the highway
When you are traveling on the highway try to use your overdrive gears.
By using your overdrive gears you can improve the fuel consumption in your car
during highway type driving.

The concept behind overdrive gears is that they decrease your engine
speed, saving you on engine wear and gas consumption.

If you are uncertain about how to use your overdrive gears, ask a friend
or put in a call to your mechanic for some advice.

52. Use gas saving products
Although the studies are still inconclusive you might want to consider
using gas saving products to save you money at the gas pump. The following
products have been tested by the Environmental Protection Agency (EPA):

Air Bleed Devices. These types of devices are designed to bleed air into the
carburetor and are generally installed in your vehicle in the Positive Crankcase
Ventilation line.

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62 Ways to Save Money at the Gas Pump

•
Fuel Max
•
Aquablast Wyman Valve Air Bleed
•
Gas Saving Device
•
Grancor Air Computer
Vapor Bleed Devices. These devices are related to the air bleed device but in
this case induced air is forced through a container that contains a mixture of
water and antifreeze. This device is usually installed in the engine
compartment.

•
Econo-Mist Vacuum Vapor Injection System
•
Mark II Vapor Injection System
•
Turbo Vapor Injection System
•
Atomized Vapor Injector
Liquid Injection. These types of fuel saving products add liquid to the air and
fuel intake system of your car instead of into the combustion chamber of your
engine.

•
Goodman Engine System-Model 1800
•
Waag-Injection System
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62 Ways to Save Money at the Gas Pump

Ignition Devices. These devices are usually attached to the ignition system of
your car. (Can be used as a parts replacement).

•
BIAP Electronic Ignition Unit
•
Special Formula Ignition Advance Springs
•
Magna Flash Ignition Control System
•
Baur Condenser
Fuel Line Devices. These devices are used as a cooler or a heater. The fuel is
heated just before it is injected into the carburetor. When this type of a
device isn’t used the fuel is generally heated by the car’s electrical system, the
exhaust, or the engine coolant.

•
Russell Fuelmiser
•
FuelXpander
•
Jacona Fuel System; Optimizer
The above gas saving products may or may not help you save in your gas
consumption and cost but if you are seriously looking for a way to save money
you may want to consider trying one or two of the products.

53. Use a fuel cost calculator
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62 Ways to Save Money at the Gas Pump

Using a fuel cost calculator will help you to estimate the specific fuel
costs for your car. This will help you in determining how much gas you are
using to fuel your vehicle each year

54. EPA Fuel Economy Ratings
Fuel economy ratings will help you to make an informed decision when it
comes to buying your next car. This is a great way to save money at the pumps
by being as informed as you possibly can about your next car purchase.

When you are looking around for your new car many car dealers will be
offering you this type of information for a particular car that they want to sell.

Make sure that you make your own decision when it comes to
determining what vehicle is best for you and your family.

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62 Ways to Save Money at the Gas Pump


55. Choose a fuel efficient vehicle
With the information provided to you by the EPA you can make a wise
choice when it comes to buying your next car. There are many guides out
there to help you with your decision.

Never make a rush decision when you are buying your car or truck. Take
your time and make sure that you comparison shop to make sure that you are
getting the best deal that you can.

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62 Ways to Save Money at the Gas Pump

Most of the newer cars that are being produced these days are highly
fuel efficient so you can be assured that you will be making the right choice no
matter what type of car that you buy.

It will all come down to what car is best for you and which one appeals
to you the most. By using consumer guides you can see which cars are the
most popular on the market today.


Source: www.fueleconomy.gov/feg/choosing.shtml

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62 Ways to Save Money at the Gas Pump

56. Purchasing a Vehicle
When you are purchasing a vehicle here are some things that you should
keep in mind if you are thinking about fuel efficiency:

•
Buy a smaller vehicle that will meet your needs in the city. If you want a
larger vehicle, that you won’t be using on a daily basis, you might want to
think about leasing one.
•
Consider putting yourself on the waiting list of the ever popular hybrid car.
The amount of money that you’ll save in fuel costs will pay off in a short
amount of time.
•
Choose fewer of the “power” options that you are offered when you buy
your new car. These power options include air conditioning, power
windows, and automatic transmission.
•
Buy a two wheel drive if you have no real need for a four wheel drive
vehicle.
57. Learn to drive efficiently
If it’s been years since you learned to drive you may want to take a
refresher course in driver’s education so that you can drive more efficiently
and wisely.

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62 Ways to Save Money at the Gas Pump

You may have some bad habits that you have picked up that could be
causing you to drive your car in a way that increases the amount of gasoline
use.

Many driving schools will offer special deals for refresher courses for just
this reason….to help you become more efficient in your driving habits.

If you have a young person in your home that is learning to drive this is
the perfect time for you to become familiar once again with clean and safe
driving habits.

58. Tax deduction
The government will give you a payment if you are willing to become
more environmentally friendly and want to conserve gas.

The owner of an IRS certified hybrid car is able to deduct $2,000 in the
year that the car was first purchased and used.

The cars that qualify under the current law are:

•
Toyota Prius (model years 2001-2004)
•
Honda Insight (model years 2000-2004)
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•
Honda Civic Hybrid (model years 2003 and 2004).
Take advantage of these tax deductions if you are buying a hybrid car or
are planning to buy one in the future months.

59. Miscellaneous driving tips
•
Use a sunshade to keep your car cool and avoid the use of the air
conditioner.
•
Park in the shade when it's warm.
•
Make sure that your parking brake is fully released before you start driving.
•
Use a block heater in winter to pre-warm your car engine.
•
Don't ride the brake. Drive with a smooth, constant speed.
•
Keep the transmission fluid in your car at the proper level.
•
If there is smoke is coming from your tailpipe make sure that you make an
appointment with your mechanic.
•
Make sure that your cooling system thermostat in your car is working
properly.
•
Avoid air conditioning leaks by constant checkups with your mechanic. Pre1994
vehicles use CFCs for cooling.
•
Immediately fix a slipping transmission.
•
When you rev up your vehicle's engine it wastes gas. Avoid revving your
engine before your turn it off.
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62 Ways to Save Money at the Gas Pump

•
If you can’t find a place to buy low priced gas on one day wait if you can
until a few days later since the price of gas is constantly changing.
•
Buy your gas at the wholesale clubs, like Costco. You can often save over
10 cents a gallon or more. If you don't like the wholesale clubs get a gas
credit card. You'll get a 1% to 5% discount when you buy that brand of gas.
60. Links for useful information
These websites are a great place for you to find more information about
how to save money at the gas pump:

•
Advanced engine performance in new model cars.
www.gm.com/company/gmability/adv_tech/200_ice/fact_sheets.html

•
Understanding fuel economy ratings.
www.autorepair.about.com/library/weekly/aa021251b.htm

•
Hot new hybrid cars.
www.about.edmunds.com/advice/specialreports/articles/101677/article.ht
ml

•
Determine how much in fuel and fuel costs a trip will cost you.
www.fuelcostcalculator.com/

•
Information about octane gas.
www.autorepair.about.com/od/generalinfo/a/aa060504a.htm

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62 Ways to Save Money at the Gas Pump

•
General information about your vehicle and gas consumption.
www.fueleconomy.gov/

•
Save money on car expenses.
www.askmen.com/toys/cars/30_car_review.html

•
Fuel consumption calculator.
www.oee.nrcan.gc.ca/transportation/tools/fuel-trip-calculator/fuelcalculator-
input.cfm?attr=8

•
Gas tips for Canadians. www.gastips.com/
•
Car tune-up information.
www.autoeducation.com/ask_the_mechanic/answer5.htm

•
Another gas pricing site. www.gaspricewatch.com/usgas_index.asp
61. Types of vehicle fuels
Here is a listing of the types of alternate fuels that are available depending
on what type of vehicle that you drive.

Researching these different fuel types might give you the incentive to drive
a vehicle that uses a lower priced fuel so that you can save money on your
transportation costs.

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62 Ways to Save Money at the Gas Pump

•
Biodiesel
•
Ethanol
•
Battery-electric and hybrid vehicles
•
Fuel cells and hydrogen
•
Natural gas
•
Propane
62. Current state average gas costs
Current gas prices at time of December 8th, 2004. You can purchase
software that will give you a daily reading of what the price of gas is in the
area in which you live.

Much emphasis has been placed on finding the lowest prices of gas in
your local area.

When you pay attention to how much you are paying for your gasoline
instead of just stopping at the first convenient gas station you can be assured
that you are taking some control for saving money at the gas pump.

Keep a log of gas prices for a few weeks and you may find that you see a
pattern emerging. Many gas stations raise the cost of gas on weekends when

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62 Ways to Save Money at the Gas Pump

people are traveling or when they are home with their families and making
more trips on a per day basis.

If you see this pattern emerging in the cost of gas prices you will be able
to take advantage of the lower prices that gas stations have during the week.

Make sure that you purchase your gas before the weekend so that you
can avoid those high costs.

For current information of daily gas prices make sure that you check out
the website: www.fuelgaugereport.com/sbsavg.asp
Prices are in US dollars per gallon.

STATE Regular Mid Premium diesel
Alaska http://www.fuelgaugereport.com/AKavg.asp$2.014 $2.132 $2.253 $2.082
Alabama $1.854 $1.982 $2.041 $2.057
Arkansas http://www.fuelgaugereport.com/ARavg.asp$1.824 $1.925 $2.047 $2.039
Arizona http://www.fuelgaugereport.com/AZavg.asp$1.976 $2.061 $2.180 $2.211
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62 Ways to Save Money at the Gas Pump
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California $2.223 $2.367 $2.405 $2.309
Colorado $1.899 $2.031 $2.122 $2.159
Connecticut $1.999 $2.170 $2.227 $2.323
District of
Columbia
http://www.fuelgaugereport.com/DCavg.asp$1.997 $2.127 $2.190 $2.257
Delaware http://www.fuelgaugereport.com/DEavg.asp$1.886 $2.003 $2.092 $2.143
Florida http://www.fuelgaugereport.com/FLavg.asp$1.975 $2.140 $2.179 $2.211
Georgia http://www.fuelgaugereport.com/GAavg.asp$1.812 $1.947 $2.034 $2.043
Hawaii http://www.fuelgaugereport.com/HIavg.asp$2.419 $2.559 $2.606 $2.660
Iowa http://www.fuelgaugereport.com/IAavg.asp$1.808 $1.903 $1.994 $2.065
Idaho http://www.fuelgaugereport.com/IDavg.asp$2.014 $2.126 $2.185 $2.269
Illinois http://www.fuelgaugereport.com/ILavg.asp$1.907 $2.052 $2.116 $2.219
Indiana http://www.fuelgaugereport.com/INavg.asp$1.797 $1.933 $1.988 $2.087
Kansas $1.836 $1.885 $1.959 $2.050
Kentucky http://www.fuelgaugereport.com/KYavg.asp$1.811 $1.942 $2.030 $2.036
California $2.223 $2.367 $2.405 $2.309
Colorado $1.899 $2.031 $2.122 $2.159
Connecticut $1.999 $2.170 $2.227 $2.323
District of
Columbia
http://www.fuelgaugereport.com/DCavg.asp$1.997 $2.127 $2.190 $2.257
Delaware http://www.fuelgaugereport.com/DEavg.asp$1.886 $2.003 $2.092 $2.143
Florida http://www.fuelgaugereport.com/FLavg.asp$1.975 $2.140 $2.179 $2.211
Georgia http://www.fuelgaugereport.com/GAavg.asp$1.812 $1.947 $2.034 $2.043
Hawaii http://www.fuelgaugereport.com/HIavg.asp$2.419 $2.559 $2.606 $2.660
Iowa http://www.fuelgaugereport.com/IAavg.asp$1.808 $1.903 $1.994 $2.065
Idaho http://www.fuelgaugereport.com/IDavg.asp$2.014 $2.126 $2.185 $2.269
Illinois http://www.fuelgaugereport.com/ILavg.asp$1.907 $2.052 $2.116 $2.219
Indiana http://www.fuelgaugereport.com/INavg.asp$1.797 $1.933 $1.988 $2.087
Kansas $1.836 $1.885 $1.959 $2.050
Kentucky http://www.fuelgaugereport.com/KYavg.asp$1.811 $1.942 $2.030 $2.036
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Louisiana http://www.fuelgaugereport.com/LAavg.asp$1.835 $1.956 $2.047 $2.020
Massachusetts http://www.fuelgaugereport.com/MAavg.asp$1.947 $2.093 $2.173 $2.240
Maryland http://www.fuelgaugereport.com/MDavg.asp$1.889 $2.009 $2.060 $2.181
Maine http://www.fuelgaugereport.com/MEavg.asp$1.963 $2.117 $2.176 $2.217
Michigan http://www.fuelgaugereport.com/MIavg.asp$1.858 $1.968 $2.047 $2.115
Minnesota http://www.fuelgaugereport.com/MNavg.asp$1.820 $1.893 $1.942 $2.082
Missouri http://www.fuelgaugereport.com/MOavg.asp$1.754 $1.825 $1.932 $1.937
Mississippi http://www.fuelgaugereport.com/MSavg.asp$1.828 $1.928 $2.015 $2.008
Montana http://www.fuelgaugereport.com/MTavg.asp$1.988 $2.072 $2.172 $2.111
North
Carolina
http://www.fuelgaugereport.com/NCavg.asp$1.869 $1.983 $2.070 $2.091
North Dakota http://www.fuelgaugereport.com/NDavg.asp$1.908 $1.974 $2.045 $2.055
Nebraska http://www.fuelgaugereport.com/NEavg.asp$1.887 $1.929 $1.983 $2.065
New
Hampshire
http://www.fuelgaugereport.com/NHavg.asp$1.923 $2.082 $2.157 $2.208
New Jersey http://www.fuelgaugereport.com/NJavg.asp$1.875 $2.011 $2.087 $2.123
Louisiana http://www.fuelgaugereport.com/LAavg.asp$1.835 $1.956 $2.047 $2.020
Massachusetts http://www.fuelgaugereport.com/MAavg.asp$1.947 $2.093 $2.173 $2.240
Maryland http://www.fuelgaugereport.com/MDavg.asp$1.889 $2.009 $2.060 $2.181
Maine http://www.fuelgaugereport.com/MEavg.asp$1.963 $2.117 $2.176 $2.217
Michigan http://www.fuelgaugereport.com/MIavg.asp$1.858 $1.968 $2.047 $2.115
Minnesota http://www.fuelgaugereport.com/MNavg.asp$1.820 $1.893 $1.942 $2.082
Missouri http://www.fuelgaugereport.com/MOavg.asp$1.754 $1.825 $1.932 $1.937
Mississippi http://www.fuelgaugereport.com/MSavg.asp$1.828 $1.928 $2.015 $2.008
Montana http://www.fuelgaugereport.com/MTavg.asp$1.988 $2.072 $2.172 $2.111
North
Carolina
http://www.fuelgaugereport.com/NCavg.asp$1.869 $1.983 $2.070 $2.091
North Dakota http://www.fuelgaugereport.com/NDavg.asp$1.908 $1.974 $2.045 $2.055
Nebraska http://www.fuelgaugereport.com/NEavg.asp$1.887 $1.929 $1.983 $2.065
New
Hampshire
http://www.fuelgaugereport.com/NHavg.asp$1.923 $2.082 $2.157 $2.208
New Jersey http://www.fuelgaugereport.com/NJavg.asp$1.875 $2.011 $2.087 $2.123
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New Mexico http://www.fuelgaugereport.com/NMavg.asp$1.892 $2.016 $2.103 $2.120
Nevada $2.095 $2.208 $2.289 $2.233
New York http://www.fuelgaugereport.com/NYavg.asp$2.095 2.241 $2.289 $2.354
Ohio http://www.fuelgaugereport.com/OHavg.asp$1.788 $1.907 $1.983 $2.133
Oklahoma http://www.fuelgaugereport.com/OKavg.asp$1.737 $1.796 $1.896 $1.907
Oregon $1.978 $2.087 $2.118 $2.239
Pennsylvania http://www.fuelgaugereport.com/PAavg.asp$1.892 $1.995 $2.083 $2.228
Rhode Island http://www.fuelgaugereport.com/RIavg.asp$1.968 $2.094 $2.163 $2.283
South
Carolina
http://www.fuelgaugereport.com/SCavg.asp$1.804 $1.918 $2.010 $2.030
South Dakota http://www.fuelgaugereport.com/SDavg.asp$1.912 $2.034 $2.118 $2.091
Tennessee http://www.fuelgaugereport.com/TNavg.asp$1.835 $1.942 $2.035 $2.059
Texas http://www.fuelgaugereport.com/TXavg.asp$1.794 $1.898 $1.966 $1.996
Utah http://www.fuelgaugereport.com/UTavg.asp$1.955$ $2.062 $2.152 $2.236
Virginia http://www.fuelgaugereport.com/VAavg.asp$1.801 $1.889 $1.962 $2.064
New Mexico http://www.fuelgaugereport.com/NMavg.asp$1.892 $2.016 $2.103 $2.120
Nevada $2.095 $2.208 $2.289 $2.233
New York http://www.fuelgaugereport.com/NYavg.asp$2.095 2.241 $2.289 $2.354
Ohio http://www.fuelgaugereport.com/OHavg.asp$1.788 $1.907 $1.983 $2.133
Oklahoma http://www.fuelgaugereport.com/OKavg.asp$1.737 $1.796 $1.896 $1.907
Oregon $1.978 $2.087 $2.118 $2.239
Pennsylvania http://www.fuelgaugereport.com/PAavg.asp$1.892 $1.995 $2.083 $2.228
Rhode Island http://www.fuelgaugereport.com/RIavg.asp$1.968 $2.094 $2.163 $2.283
South
Carolina
http://www.fuelgaugereport.com/SCavg.asp$1.804 $1.918 $2.010 $2.030
South Dakota http://www.fuelgaugereport.com/SDavg.asp$1.912 $2.034 $2.118 $2.091
Tennessee http://www.fuelgaugereport.com/TNavg.asp$1.835 $1.942 $2.035 $2.059
Texas http://www.fuelgaugereport.com/TXavg.asp$1.794 $1.898 $1.966 $1.996
Utah http://www.fuelgaugereport.com/UTavg.asp$1.955$ $2.062 $2.152 $2.236
Virginia http://www.fuelgaugereport.com/VAavg.asp$1.801 $1.889 $1.962 $2.064
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Vermont http://www.fuelgaugereport.com/VTavg.asp$1.965 $2.113 $2.205 $2.274
Washington http://www.fuelgaugereport.com/WAavg.asp$1.992 $2.063 2.166 $2.264
Wisconsin http://www.fuelgaugereport.com/WIavg.asp$1.949 $2.024 $2.117 $2.155
West Virginia http://www.fuelgaugereport.com/WVavg.asp$1.922 $2.010 $2.111 $2.193
Wyoming http://www.fuelgaugereport.com/WYavg.asp$1.882 $1.962 $2.090 $2.082
Conclusion

After reading through this e-book you should have all the advice, tips,
and information that you need to start saving money at the gas pumps today.

Start by slowly implementing one or two of the money saving tips and
before long you’ll start to see a sizeable difference in the amount of money
that you spend each week buying gas for your vehicle.

By the end of one year you will have saved yourself from $100 to $500
just by following the suggestions in this e-book.

Keep track of all your auto expenses in safe place so that you can have
access to any information that you need in a single moment. This will come in

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62 Ways to Save Money at the Gas Pump

handy if you are trying to determine how much you are spending in fuel costs
or when the last time it was that you had your car serviced.

Saving money at the gas pumps is as easy as making a few simple
changes in your life and your driving habits.

All this money is yours after reading this e-book!

You don’t need to make big changes all at once but if you try to adopt as
many of the tips and suggestions listed in this e-book you’ll be able to spend
your saved money elsewhere next year!

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49.61 14.03 att store wireless
32.54 14.02 interest rate refinance
29.54 14.01 company health insurance life mega
31.23 14.00 arizona criminal attorney
34.86 13.98 term life insurance
25.35 13.98 home loans poor credit
29.47 13.92 private loan consolidation
27.37 13.92 cover critical illness insurance
37.97 13.90 home equity credit
38.00 13.85 student loan consolidation
26.09 13.83 ca health in insurance
59.29 13.82 criminal houston lawyer
34.70 13.82 attorney california tax
21.35 13.81 car insurance philadelphia
29.88 13.80 recall vioxx
42.66 13.79 alicante car in rental
50.18 13.78 dallas criminal attorney
59.11 13.77 attorney irs tax
26.70 13.77 equity home line rate


Max CPC ($)


Avg CPC ($)


Keyword
22.69 13.74 mortgage rates refinance
36.65 13.73 lombard direct
35.00 13.73 law lemon state
35.74 13.72 low interest refinance
33.38 13.71 mega life and health insurance company
26.62 13.70 insurance quote term
64.58 13.69 at and t cellular
39.11 13.69 wells fargo home equity
28.89 13.69 consumer credit consolidation
47.29 13.68 ca insurance medical
36.11 13.66 car law lemon
35.52 13.65 21 car century insurance
31.97 13.57 refinance student loans
46.81 13.48 click affiliate
81.23 13.47 hyip investment
48.65 13.46 law lemon missouri
35.70 13.44 christian counseling debt
38.27 13.42 insurance online term
19.25 13.41 home equity lines of credit
19.60 13.40 equity lines of credit
51.95 13.38 law lemon maryland
28.39 13.38 law lemon ma
68.70 13.37 care ge insurance long term
68.11 13.36 comcast high speed internet
28.09 13.36 critical illness cover
45.56 13.35 discount term life insurance
43.77 13.31 what is mesothelioma
25.39 13.28 california dui attorney
19.94 13.26 home equity line of credit loans
47.04 13.23 criminal federal lawyer
34.54 13.23 compare equity home loan
29.72 13.23 online forex trading
26.82 13.21 law lemon new york
18.79 13.21 debit consolidation
52.70 13.20 arizona divorce lawyer
28.77 13.20 health life mega
51.34 13.17 cal vet
29.73 13.17 attack heart vioxx
53.13 13.15 non profit debt
37.31 13.15 home refinance rates
23.51 13.14 desk help it software
24.46 13.13 low interest home loans
22.47 13.09 drug florida in rehab
33.93 13.08 software anti spam
21.51 13.08 litigation finance
44.41 13.07 consolidating student loan
218.38 13.05 yahoo personal ads
35.31 13.05 vioxx attorney
51.06 13.04 eloan com
25.87 13.03 vioxx stroke
18.85 13.02 debt consolidation programs
84.91 13.01 masters degree education online
53.56 12.99 law lemon new state york
22.26 12.99 hair ny removal
25.18 12.97 fixed home equity loan
23.05 12.97 low interest refinancing
63.77 12.96 personal injury solicitors
42.54 12.95 harvard business review magazine
40.43 12.95 new york personal injury
29.05 12.95 125 home equity
39.86 12.94 minnesota mortgage refinance
25.88 12.94 law lemon rv
65.87 12.93 florida law lemon
41.43 12.93 homeowner loan
86.48 12.91 acid reflux syndrome
36.11 12.91 ford law lemon
25.26 12.91 no closing cost refinancing
25.64 12.90 car diego insurance san
60.40 12.89 back hair laser removal
74.91 12.88 attorney dui florida
32.24 12.88 computer hire uk
21.54 12.88 home equity lines
49.36 12.87 anti spam lotus
65.66 12.86 loan settlement
29.60 12.86 high internet minnesota speed
47.22 12.85 facial laser hair removal
26.55 12.84 antispam exchange
93.90 12.83 florida criminal defense attorney
31.85 12.83 insurance online quote term
55.68 12.82 careone
46.58 12.82 life insurance online
46.13 12.82 home refinance
24.93 12.81 purchase domain name
35.06 12.80 anti spam solutions
36.29 12.79 refinancing loans
41.75 12.78 dedicated windows hosting
18.61 12.78 mortgages for people with bad credit
93.02 12.77 comcast cable modem
19.29 12.76 hair laser ny removal
40.25 12.75 dedicated server hosting
27.56 12.75 vioxx claim
21.93 12.73 refinance interest rates
110.18 12.71 mesothelioma treatment
38.02 12.71 debt irs tax
21.95 12.71 colorado hair laser removal
25.22 12.68 term life insurance quote
22.53 12.68 anti spam exchange 5.5
53.56 12.67 tampa criminal attorney
79.48 12.64 at and t cell
42.72 12.62 dedicated hosting linux
50.61 10.74 cheap dedicated hosting
32.11 10.74 fast loan secured
22.37 10.73 purchase domain
30.10 10.71 laser hair removal
28.26 10.71 drug inpatient rehab
18.25 10.69 exchange hosting microsoft
24.05 10.68 homeowner insurance quotes
19.55 10.68 consumer counseling credit
28.59 10.66 home equity loan bad credit
18.54 10.66 homeowner insurance quote
19.93 10.64 15 5 80 mortgage
37.40 10.63 mcsa course
29.31 10.62 injury lawyer ny
28.92 10.60 arizona insurance medical
18.73 10.60 exam insurance medical no
19.72 10.59 cheap contents home insurance
36.38 10.58 colorado insurance medical
27.11 10.58 desk software
21.79 10.58 home refinance va
22.77 10.57 broadband phone service
35.13 10.56 high speed internet service
17.96 10.56 va streamline refinance
23.70 10.55 based software survey web
41.45 10.54 insurances medical
22.69 10.54 refinance my house
20.62 10.53 insurance life medical no
16.93 10.53 contents insurance landlord
15.67 10.53 home loan preapproval
36.31 10.52 best loan secured
29.81 10.52 web conferencing
16.05 10.52 exam insurance life medical no term
19.50 10.51 mortgage payment protection
15.82 10.49 student credit cards
19.25 10.48 contents household insurance
26.81 10.47 hair houston laser removal
24.63 10.47 debt problems
17.54 10.47 register domain names
12.88 10.47 email software survey
38.00 10.46 american express insurance life
17.02 10.46 mortgages bad credit
16.65 10.46 no exam life insurance
18.29 10.45 insurance mortgage payment protection
23.98 10.44 consolidate credit
37.72 10.43 refinance loan rates
79.38 10.42 budget car rental uk
26.98 10.42 refinance online
20.45 10.41 drug florida rehab
15.78 10.41 cheap domains
24.51 10.40 employed insurance medical self
21.98 10.40 consumer credit counseling center
20.84 10.40 phoenix online
44.52 10.38 online refinancing
45.63 10.34 criminal defense attorney
19.87 10.34 car chicago insurance
35.38 10.33 law lemon pennsylvania
21.45 10.33 domain registering
17.12 10.33 dwi lawyer nj
23.47 10.31 california car insurance
18.80 10.31 consolidate debt
31.89 10.29 attorney injury new york
17.70 10.29 card consolidating credit debt
23.20 10.28 debt consolodation
22.86 10.28 atlanta hair laser removal
17.29 10.28 hosting personal web
40.02 10.27 law lemon massachusetts
29.56 10.27 auto california in insurance
20.87 10.27 exchange hosting server
52.47 10.25 lawyer malpractice medical
41.08 10.24 hosting managed server
18.18 10.24 consolidation companies
42.97 10.21 anti spam programs
34.40 10.20 when to refinance
23.96 10.19 car insurance quotes
94.18 10.18 yahoo web host
66.40 10.18 ocean finance
42.58 10.18 debt managment
22.71 10.18 insurance mortgage protection uk
22.09 10.17 bankruptcy in maryland
21.29 10.17 refinance 15 year
34.11 10.16 carlo in monte vegas
86.91 10.15 t at
26.44 10.14 equity home loan minnesota
15.67 10.14 computer laptop rental
19.09 10.13 contents home insurance
16.44 10.13 mortgage with poor credit
23.52 10.12 effect side vioxx
33.95 10.11 home mortgage refinance
14.05 10.11 mortgages poor credit
79.13 10.10 mortgage refinance washington
22.59 10.10 drug rehabs
20.88 10.10 hosting server sql web
32.72 10.09 refinancing mortgage
19.40 10.09 contents insurance
41.00 10.08 search domain
33.22 10.08 loan secured
35.34 10.07 chicago injury lawyer
24.61 10.06 home owner loan uk
15.92 10.06 house insurance quote
16.88 10.05 internet software survey
30.47 10.04 equity rate


Max CPC ($)


Avg CPC ($)


Keyword
16.95 10.04 charter jet service
19.88 10.02 register web page
63.90 10.01 notebook rentals
25.59 10.01 debt non profit relief
22.10 10.01 dallas dwi lawyer
27.73 10.00 bad credit equity loan
32.24 9.99 christian debt consolidation
27.32 9.99 hair laser michigan removal
30.10 9.97 line of credit
106.19 9.96 car hire cyprus
28.85 9.96 business debt consolidation
27.79 9.96 injury lawyer oregon personal
21.97 9.96 auto insurance
21.92 9.95 home insurance quote
52.43 9.94 web conferencing software
42.83 9.94 car hire in malaga
16.44 9.94 1031 exchange properties
54.65 9.93 airport alicante car hire
28.51 9.93 antispam appliance
19.61 9.93 buy cheap domain
28.78 9.92 home loans
27.84 9.92 heart vioxx
21.12 9.92 cost no refinance
71.55 9.91 medical insurance
16.29 9.91 accept credit cards
16.00 9.91 miles credit card
15.67 9.91 online phoenix university
26.75 9.90 aol high speed internet
26.29 9.90 christian debt help
16.10 9.90 contents house insurance
39.75 9.89 law lemon oregon
29.87 9.89 new jersey personal injury lawyer
15.51 9.89 online photo sharing
53.06 9.88 affiliate programme
13.38 9.88 auto california cheap insurance
36.58 9.87 car hire malaga
27.27 9.87 refinance interest
23.62 9.87 attorney colorado injury
26.88 9.86 refinancing options
26.39 9.86 county hair laser orange removal
25.88 9.86 laser hair removal texas
17.79 9.84 card credit merchant processing
17.36 9.84 insurance life price term
35.47 9.83 cardservice international
16.59 9.83 lowest mortgage rates
31.43 9.82 education loan consolidation
24.10 9.82 auto comparison insurance rate
23.42 9.82 buy insurance life term
23.14 9.82 mortgage refinancing second
36.86 9.81 insurance medical nj
29.15 9.81 dedicated hosting managed
16.29 9.81 aarp care insurance long term
40.75 9.79 australia hosting in web
24.53 9.79 loan low apr
23.85 9.79 auto insurance quote rate
26.45 9.78 refinancing mortgages
21.72 9.78 refinancing companies
15.23 9.77 buy a domain
26.43 9.76 phone internet high speed
13.60 9.76 airline mileage credit card
18.64 9.75 orlando car hire
45.36 9.74 law lemon md
21.27 9.74 home equity line of credit calculator
17.27 9.74 consolidate debts
27.12 9.73 credit trans union
24.09 9.73 debt loans
27.64 9.72 refinancing home mortgages
16.13 9.72 contents house insurance uk
14.28 9.72 mortgage loans for bad credit
27.80 9.71 colorado criminal lawyer
23.13 9.71 insurance joint life term
20.30 9.71 hosting server sql
14.38 9.70 insurance life tesco
27.18 9.69 mortgage reverse texas
22.39 9.69 desk help software tracking
19.06 9.68 asbestos surveys
12.89 9.67 university of phoenix online
24.88 9.66 california auto insurance
28.77 9.64 arizona bankruptcy lawyer
14.71 9.64 house insurance online
29.68 9.63 laptop rent
21.76 9.63 low cost domain registration
21.40 9.63 private jet charter
18.57 9.63 debt get
39.22 9.60 anti spam for outlook express
28.98 9.60 chase continental visa
17.93 9.60 los angeles personal injury attorney
13.44 9.60 consolidate bills
39.72 9.59 commercial insurance vehicle
18.78 9.58 no closing costs
35.45 9.57 broadband cable comcast
22.07 9.57 health insurance personal
23.12 9.56 account best merchant
22.97 9.56 blue cross health insurance
22.88 9.56 car cheap hire spain
22.38 9.56 contents insurance uk
17.64 9.56 bank of america credit line
16.03 9.56 airlines credit card
19.73 9.55 home loan with bad credit
16.97 9.55 bad credit mortage
16.56 9.55 bad credit mortgage lenders
43.43 9.54 cheap hosting server
29.47 9.54 chase visa card
19.38 9.54 out of debt
76.26 9.52 at t prepaid
26.72 9.52 equity home interest loan rate
23.48 9.52 home equity line of credit loan
23.23 9.52 refinancing house
20.86 9.52 house refinance
13.31 9.52 how to consolidate debt
48.50 9.51 mortgage second
37.27 9.51 bank chase visa
29.23 9.51 bankruptcy lawyer maryland
26.04 9.51 insurance medical uk
18.62 9.51 individual voluntary arrangement
34.04 9.50 michigan debt consolidation
27.40 9.50 asbestos poisoning
35.36 9.49 refinance
19.28 9.49 register a domain name
39.09 9.48 refinance mortgage interest rate
26.56 9.48 atlanta criminal lawyer
26.39 9.48 connecticut equity home loan
23.37 9.48 bad credit equity home
32.09 9.47 best high internet speed
28.46 9.47 managed hosting
20.76 9.47 cover critical illness uk
24.20 9.46 car hire spain
26.19 9.45 chase credit
22.48 9.45 car hire in spain
15.18 9.45 free debt consolidation
14.55 9.45 dwi jersey lawyer new
31.18 9.44 card chase credit online
19.55 9.44 interest only refinance
38.00 9.43 criminal lawyer
34.31 9.43 colorado home equity loan
21.31 9.43 refinance cost
17.11 9.43 2nd bad credit mortgage
27.53 9.42 cost mortgage no refinance
26.45 9.42 home insurance online quote
16.01 9.42 building contents insurance
26.38 9.41 mortgage refinance texas
30.75 9.40 cancer prostate treatment
15.51 9.40 closing cost mortgage no
28.13 9.39 home equity loan company
27.42 9.39 personal injury lawyer
25.98 9.39 ccj loan
21.20 9.39 mortgage poor credit
17.87 9.39 bill consolidation
17.31 9.39 instant insurance life quote term
16.47 9.39 account merchant set up
26.12 9.38 federal parent plus loan
18.64 9.38 domain name registry
18.45 9.38 criminal lawyer miami
15.11 9.37 car hire murcia spain
18.38 9.36 boston hair removal
16.40 9.36 mortgage loans bad credit
16.29 9.36 atlanta attorney injury personal
25.60 9.35 bad credit mortgage second
22.36 9.35 consumer couseling credit
32.20 9.34 illinois home equity loan
28.57 9.34 australian domain name
21.60 9.34 equity release schemes
30.59 9.33 financing heavy equipment
21.13 9.32 equity loan rate
24.35 9.31 home insurance online
57.77 9.30 at t phones
63.50 9.29 lowest mortgage rate refinance
28.32 9.29 life insurance
22.06 9.29 mortgage life insurance
39.29 9.28 debt advice
34.34 9.28 bikini hair laser removal
117.62 9.27 vioxx online
45.06 9.27 anti spam program
39.45 9.27 cheap loan secured
32.70 9.27 pay per click programs
12.51 9.27 college degrees on line
51.72 9.25 health insurance
44.08 9.25 hosting australia
27.93 9.25 equity home loan no
60.72 9.24 criminal florida lawyer
15.89 9.24 airline miles credit card
56.52 9.23 alicante car hire
43.79 9.23 help irs tax
31.20 9.22 peoplepc
62.54 9.21 car rental alicante
23.95 9.21 insurance life quote universal
22.65 9.21 desk software support
20.86 9.21 card cash credit reward
13.11 9.21 cheapest domain name registration
33.90 9.20 anti spam solution
27.00 9.20 california hair laser removal
26.18 9.20 va refinancing
18.46 9.20 credit card merchant services
16.32 9.20 no fee refinance
27.46 9.19 augmentation breast georgia
23.94 9.19 dsl high speed internet
23.82 9.19 heloc
18.69 9.18 bankruptcy lawyer new york
16.23 9.18 contents insurance quote
14.46 9.18 visa merchant account


Max CPC ($)


Avg CPC ($)


Keyword
20.38 9.17 american home equity
34.66 9.16 bariatric treatment center
12.86 9.16 auto insurance low rate
50.29 9.15 australia web hosting
26.02 9.15 dedicated hosting server web
15.86 9.15 equity release
34.93 9.14 super prostate formula
22.46 9.14 domain name check
21.98 9.14 credit equity home line loan
20.25 9.14 refinancing mortgage loans
44.36 9.12 malpractice lawyer california
16.61 9.12 based desk help software web
15.93 9.12 building content insurance
25.95 9.11 employed health insurance self
14.86 9.11 free online photo sharing
46.77 9.10 firm law lexington
19.42 9.10 home loans bad credit
20.81 9.09 exchange hosting
34.11 9.08 web conferencing service
16.14 9.08 dedicated web host
23.06 9.07 home equity loan comparison
26.79 9.05 refinance lowest rates
23.72 9.05 california insurance medical
13.98 9.05 insurance life life whole
78.16 9.03 notebook rental
30.27 9.03 christian debt reduction
20.54 9.02 contact management sales software
19.15 9.02 application capital card credit one
22.05 9.01 plastic surgery houston
18.04 9.01 bankruptcy equity home loan
47.97 9.00 fortis health insurance short term
43.25 9.00 health insurances
25.12 9.00 car insurance rates
23.73 9.00 arizona hair laser removal
14.02 9.00 consolidation loans bad credit
12.69 9.00 online college degree programs
21.89 8.99 projector rental video
20.73 8.99 auto bad credit refinancing
19.22 8.99 hosting reseller uk
18.14 8.99 web hosting ratings
125.63 8.98 budgetcarrental
37.70 8.98 low cost domain name registration
37.38 8.98 criminal defense lawyer
31.12 8.98 forex trading
20.60 8.98 equity home loan rate
16.87 8.98 web hosting reviews
89.98 8.97 adult personals yahoo
21.88 8.97 free life insurance quote
18.09 8.97 computer equipment leasing
14.77 8.97 associates degree online
19.09 8.96 broadband phone services
21.67 8.94 refinancing texas
17.95 8.94 equity plan release
39.45 8.93 malpractice lawyer
22.27 8.93 broadband phone
19.09 8.93 building insurance uk
18.36 8.93 debt management uk
49.88 8.92 carlo hotel las monte vegas
27.55 8.92 critical illness quote
16.15 8.92 bankruptcy refinancing
24.23 8.91 high internet provider speed
22.09 8.91 adult cheap hosting
11.94 8.91 refinancing rv
20.78 8.90 2nd mortgage rate
17.38 8.90 cheapest domain name
16.52 8.90 auto instant insurance quote
91.37 8.89 mesothelioma picture
19.78 8.89 2003 frontpage hosting web
23.89 8.88 recruiting software
20.04 8.88 credit counseling
22.30 8.87 online accounting degree
31.93 8.86 litigation financing
29.11 8.86 spam anti
22.37 8.86 asp hosting server sql web
22.12 8.86 arizona dui lawyer
17.50 8.86 online college degrees
17.31 8.86 1031 properties
98.05 8.85 lerach
41.27 8.85 cosmetic surgery prices
30.50 8.85 refinancing
19.55 8.85 debt consolidation services
30.06 8.84 rate refinancing
28.87 8.84 car accident lawyer
21.11 8.84 insurance quote
15.47 8.84 criminal francisco lawyer san
42.06 8.83 equity home refinance
27.92 8.83 domain register web
33.11 8.82 credit lexington repair
25.95 8.82 assurance cover life
17.72 8.82 refinancing a home
14.75 8.81 mortgage servicing software
52.84 8.80 careonecredit
32.59 8.80 hair removal laser surgery
15.67 8.80 consumer counselor credit
15.22 8.80 building cheap insurance
14.05 8.80 online software survey
19.19 8.79 equity property release
17.81 8.79 computer projector rental
121.91 8.78 sponsored links
47.29 8.78 san francisco criminal attorney
47.65 8.76 debt group management
47.09 8.76 card chase credit student
21.62 8.76 alcohol rehab center
13.68 8.76 refinancing after bankruptcy
34.09 8.74 asbestos lung cancer
20.60 8.74 car cheap hire in spain
20.52 8.74 get out of debt
16.23 8.74 instant insurance life quote
15.36 8.74 car insurance companies
25.42 8.73 parent plus loan
30.85 8.72 florida injury lawyer
25.96 8.72 card providian
24.10 8.72 no equity
16.73 8.72 augmentation breast houston
12.15 8.72 airline card mileage
46.77 8.71 attorney illinois injury
33.20 8.71 accident colorado lawyer
20.69 8.71 consolidation credit
16.64 8.71 mortgage with bad credit
52.02 8.70 dedicated host server
20.02 8.70 insurance medical no
17.20 8.70 arizona drug rehab
17.09 8.70 1 fiance k visa
14.77 8.70 building insurance quote
42.20 8.69 criminal defense
24.96 8.69 car cheap hire malaga
23.01 8.69 consolidate credit card
21.50 8.69 dui lawyer tampa
17.37 8.69 credit card consolidation loans
13.61 8.69 mortgage after bankruptcy
12.47 8.69 building cheapest insurance
33.54 8.68 loan consolidation calculator
18.67 8.67 labor law poster
18.54 8.67 charter corporate jet
17.25 8.67 disability insurance quote
73.86 8.66 american express insurance
45.45 8.66 american family insurance company
20.42 8.66 francisco hair laser removal san
12.72 8.66 conseling consumer credit
37.59 8.65 asbestosis
30.54 8.65 credit card affiliate
19.38 8.65 equity home jersey loan new
13.75 8.65 hair laser ma removal
12.52 8.65 domain purchase web
34.09 8.64 health insurance houston
32.77 8.64 kansas home equity loan
26.71 8.64 equity loan release
13.27 8.63 colleges online
36.77 8.62 preapproval
28.19 8.62 consolidate
29.64 8.61 lendingtree
19.12 8.61 charter jet
17.48 8.61 insurance mortgage payment
16.20 8.61 consumer credit service
16.12 8.61 credit counseling service
15.19 8.61 hair laser philadelphia removal
112.48 8.60 divorce lawyer virginia
24.54 8.60 refinancing information
21.56 8.60 domain names
21.48 8.60 home insurance
13.38 8.60 2000 frontpage hosting web
23.36 8.59 hair phoenix removal
18.12 8.59 register a domain
14.09 8.59 hair laser massachusetts removal
11.51 8.59 bill consolidation loans
32.29 8.58 at t phone
25.95 8.58 card chase credit visa
21.55 8.58 car hire miami
19.04 8.58 counseling credit online
21.50 8.57 affordable insurance life
20.21 8.57 insurance mortgage uk
19.60 8.57 credit counseling center
37.66 8.56 defense lawyer
22.39 8.56 carolina law lemon south
19.55 8.55 loan preapproval
80.19 8.54 tax relief
40.66 8.54 dedicated hosting uk
19.22 8.54 hosting page personal web
15.07 8.54 bankruptcy illinois in
14.02 8.54 credit cards low apr
62.09 8.53 blue blue cross fl shield
18.60 8.53 auto california insurance quote
17.42 8.53 online conferencing
16.29 8.53 debtbuster
60.84 8.52 debt consolidation service
26.94 8.52 injury lawyer maryland personal
21.95 8.52 low interest home loan
18.96 8.52 how to get out of debt
10.71 8.52 hosting reseller uk web
27.70 8.51 care health insurance long term
24.03 8.51 dedicated hosting web
20.68 8.51 car cheap rental spain
23.20 8.50 register domain name
17.47 8.50 paralegal degree online
26.13 8.49 equity home interest loan
14.93 8.49 card consolidate credit debt
14.68 8.49 low interest credit card balance transfer
43.93 8.48 attorney criminal
36.84 8.48 law lemon nj
28.47 8.48 malpractice surgical


Max CPC ($)


Avg CPC ($)


Keyword
28.14 8.48 health insurance long term
27.20 8.48 mcsa certification
19.79 8.48 desk help software web
15.72 8.48 low apr
27.46 8.47 cheap cable modem
24.98 8.47 insurances life
21.72 8.47 consolidator debt
20.89 8.47 best refinancing
44.11 8.46 att store
20.40 8.46 california home insurance
17.07 8.46 low apr credit
37.11 8.45 arkansas law lemon
30.97 8.45 21st century company insurance
20.57 8.45 health insurance private uk
20.37 8.45 online auto insurance quote
64.41 8.43 argent company mortgage
17.26 8.43 card consolidation credit
24.70 8.42 blue cross insurance medical
22.09 8.42 earn your degree online
17.75 8.42 building insurance landlord
16.20 8.42 card credit student
14.77 8.42 charter jets
25.87 8.41 interest rate refinancing
22.09 8.41 inexpensive web hosting
18.01 8.41 arizona bankruptcy in
18.43 8.40 angeles hair laser los removal
15.50 8.40 card cost credit low
20.85 8.39 asbestos surveying
16.53 8.39 health insurance international student
15.97 8.39 card credit online services
32.13 8.38 accident lawyer truck
42.43 8.37 casino excalibur hotel las vegas
33.74 8.37 trans union
22.15 8.37 web hosting companies
21.15 8.37 bill consolidation loan
20.20 8.37 att wireless
183.28 8.36 google links sponsored
30.69 8.36 treatment for prostate
23.12 8.36 newport beach plastic surgery
17.71 8.36 low interest credit card uk
17.29 8.36 contents home insurance uk
15.63 8.36 consolidation credit cards
11.18 8.36 diego injury lawyer personal san
28.85 8.35 augmentation breast texas
23.45 8.35 insurance medical senior
16.75 8.35 cheapest domain
44.52 8.34 jumbo mortgage super
25.36 8.34 antispam software
19.62 8.34 cost dedicated low server
12.61 8.34 university of phoenix
16.28 8.33 consumer credit counseling non profit
16.26 8.33 email marketing software
30.57 8.32 loan refinance va
24.60 8.32 bad credit loan refinance
20.04 8.32 refinance closing costs
19.85 8.32 credit counseling services
18.87 8.32 auto bad credit refinance
39.56 8.31 equity home loan louisiana
38.63 8.31 malpractice medical pennsylvania
21.13 8.31 aarp hartford insurance
15.26 8.31 back card cash credit
28.22 8.30 yahoopersonals
25.71 8.30 group insurance medical
19.95 8.30 online trading
15.82 8.30 accept business card credit
14.96 8.30 online college programs
12.09 8.30 comparison home insurance
10.94 8.30 capital card credit one student
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12.28 6.77 conferencing software voice
12.11 6.77 card credit internet processing
24.40 6.76 mortgage protection uk
24.34 6.76 second mortgage texas
22.54 6.76 secured debt consolidation
16.29 6.76 low interest credit
15.43 6.76 home insurance quote uk
14.40 6.76 accredited degree experience life
13.06 6.76 car insurances
23.75 6.75 europa car hire
16.35 6.75 frontpage hosting
15.18 6.75 loans uk
12.93 6.75 quote remortgage
38.95 6.74 bradstreet dun rating
22.31 6.74 car costa jose rental rica san
20.03 6.74 nonprofit debt consolidation
16.97 6.74 credit card cash
16.29 6.74 insurance comparison
12.18 6.74 account merchant retail
11.90 6.74 online credit report
11.51 6.74 car credit guaranteed
43.20 6.73 refinance california
16.06 6.73 jumbo mortgage
14.76 6.73 in lawyer oregon
14.39 6.73 atlanta computer rental
13.38 6.73 business credit card
12.77 6.73 mortgage rate comparison
29.37 6.72 home loan online refinance
26.10 6.72 consolidation calculator
21.04 6.72 direct insurance travel
18.65 6.72 advice consolidation debt
17.98 6.72 currency forex
17.39 6.72 help desk online
15.59 6.72 card credit party processing third
12.10 6.72 dedicated rental server
10.18 6.72 automobile refinance
43.50 6.71 seattle personal injury lawyer


Max CPC ($)


Avg CPC ($)


Keyword
14.81 6.71 lowest interest
22.70 6.70 review web host
18.90 6.70 laptop hire uk
16.01 6.70 consolidation credit loan
15.15 6.70 contact management sales
13.84 6.70 homeowner insurance texas
11.31 6.70 balance interest low transfer
34.08 6.69 the lending tree
27.60 6.69 pc people
23.79 6.69 best web hosting
23.12 6.69 consolidating
23.02 6.69 support stocking
21.80 6.69 lcd projector rental
18.79 6.69 mortgage rate second
16.53 6.69 homeowner insurance
15.40 6.69 how to make money on the internet
24.29 6.68 abbey building national society
22.51 6.68 illinois refinance
21.77 6.68 auto insurance rate
18.90 6.68 mortgage refinance wisconsin
17.70 6.68 airline card credit reward
16.82 6.68 voip testing
16.62 6.68 car insurance mexico
15.28 6.68 no annual fee
12.85 6.68 conferencing online video
12.81 6.68 fiancee usa visa
10.52 6.68 best mortgage rates
16.97 6.67 home improvement loan
15.77 6.67 consumer credit counseling service
12.61 6.67 forex mini trading
69.11 6.66 bradstreet
22.20 6.66 va mortgage refinance
22.00 6.66 accident lawyer maryland
21.48 6.66 equity home loan texas
15.22 6.66 online masters degree
42.34 6.65 indiana insurance medical
34.36 6.65 refinance colorado
20.93 6.65 low interest auto loans
17.79 6.65 consolidation credit debt
15.85 6.65 criminal justice degree
14.22 6.65 current mortgage
14.02 6.65 abbey loan national
13.22 6.65 airplane charter
26.04 6.64 criminal defense michigan
20.79 6.64 1031 exchange
20.62 6.64 consolidated credit counseling
20.11 6.64 medication vioxx
10.51 6.64 online master's degree
50.13 6.63 monte carlo hotel vegas
43.83 6.63 cost low refinance
21.85 6.63 hair removal dallas
17.87 6.63 offshore credit card
17.19 6.63 asbestos lawyers
15.77 6.63 counseling debt services
14.28 6.63 kennedy western university
13.22 6.63 california credit repair
12.56 6.63 bad credit lenders
12.02 6.63 personal loans uk
11.14 6.63 15 fixed mortgage rate year
10.35 6.63 budget and credit counseling
55.72 6.62 at t stores
31.95 6.62 card credit international processing
25.40 6.62 instant credit report
22.29 6.62 milwaukee attorneys
19.43 6.62 cheap hosting very web
14.56 6.62 cable high internet speed
12.18 6.62 down mortgage no payment
15.80 6.61 criminal justice lawyer
15.15 6.61 card credit interest low rate
14.21 6.61 frontpage hosting microsoft web
11.77 6.61 0 apr on balance transfer
10.18 6.61 high risk life insurance
39.45 6.60 web host adult
25.15 6.60 refinancing fha loan
23.45 6.60 walden university
16.50 6.60 in lawyer maryland
12.59 6.60 poor credit lenders
10.30 6.60 best online stock trading
10.28 6.60 credit cards low interest rates
40.52 6.59 debt consolidation agency
18.47 6.59 at t cordless phone
17.98 6.59 a+ certification microsoft
15.97 6.59 anti best software spam
15.67 6.59 current mortgage rate
15.34 6.59 scheduling software
14.10 6.59 charter planes
20.29 6.58 kansas bankruptcy
19.79 6.58 new homeowner lists
16.71 6.58 billing insurance medical
13.02 6.58 0 interest credit card
41.11 6.57 countrywide home mortgage
33.20 6.57 dial for a loan
21.34 6.57 humana health insurance
15.32 6.57 bankruptcy new state york
13.39 6.57 low interest rate loans
21.57 6.56 hosting private server virtual
21.47 6.56 direct insurance line travel
14.89 6.56 gas credit card
14.36 6.56 cheapest web host
13.17 6.56 car hire los angeles
43.08 6.55 buying media services
21.78 6.55 va mortgage
12.27 6.55 2000 exchange hosting
16.05 6.54 discount domain name
24.73 6.53 affiliate program pay per click
21.62 6.53 consolidation
23.55 6.52 georgia malpractice medical
15.97 6.52 low cost loan
15.00 6.52 low interest credit card
13.14 6.52 loans for poor credit
11.17 6.52 lowest credit card
48.45 6.51 second mortgage loan
24.89 6.51 company insurance term
19.87 6.51 augmentation breast chicago
18.05 6.51 domain name registrar
15.47 6.51 dallas liposuction surgery
14.77 6.51 degree experience work
27.71 6.50 bank card chase credit
20.79 6.50 valencia car hire
20.45 6.50 cash out refinancing
15.63 6.50 direct general insurance
12.59 6.50 canada domain name registration
11.28 6.50 cheap domain registrations
73.15 6.49 computer rentals
33.52 6.49 best hosting services web
24.05 6.49 free mortgage quote
20.51 6.49 bad credit consolidation
18.37 6.49 best debt consolidation company
15.13 6.49 cheap domain transfer
14.14 6.49 remote help desk
12.23 6.49 augmentation breast dallas
11.18 6.49 attorney diego injury personal san
10.50 6.49 card credit nova processing
21.56 6.48 hose medical support
17.80 6.48 consumer credit help
15.94 6.48 forex trading software
15.02 6.48 card interest low
18.87 6.47 attorney criminal texas
12.78 6.47 buy let mortgage uk
11.46 6.47 refinancing car loans
20.54 6.46 medical malpractice new york
18.80 6.46 blue blue cross insurance shield
16.92 6.46 insurance medical travel
15.40 6.46 aaa car insurance
14.53 6.46 email hosting
18.43 6.45 debt negotiation
14.51 6.45 prequalify
14.17 6.45 rewards credit card
13.98 6.45 home lowest mortgage rate
12.31 6.45 lowest apr
25.55 6.44 business harvard review subscription
23.39 6.44 at t wireless plan
19.38 6.44 bankruptcy lawyer ny
19.04 6.44 equity mortgage
18.20 6.44 medical equipment leasing
17.11 6.44 car direct insurance line
12.96 6.44 best car insurance
11.60 6.44 balance transfer credit card
23.39 6.43 medical health insurance
17.69 6.43 card credit online service
14.76 6.43 ecommerce credit card processing
12.63 6.43 bankruptcy lawyer chicago
73.58 6.42 asbestos litigation
40.06 6.42 alcoholism center treatment
26.06 6.42 mortgage refinance virginia
15.98 6.42 counseling debt
12.75 6.42 car insurance sports
12.14 6.42 california commercial insurance
30.50 6.41 accident florida lawyer
28.12 6.41 pennsylvania home equity loan
26.62 6.41 aol high speed
18.87 6.41 conferencing internet
18.10 6.41 cable modems
17.54 6.41 loans after bankruptcy
14.47 6.41 bankruptcy in texas
14.14 6.41 register domain name free
11.02 6.41 merchant account providers
17.97 6.40 hosting server virtual
15.96 6.40 credit debt services
10.64 6.40 domain registration uk
41.18 6.39 refinancing maryland
23.44 6.39 spam stop
20.48 6.39 refinance a mortgage
19.59 6.39 alcohol rehab
17.37 6.39 bankruptcy lawyers
16.80 6.39 arizona health insurance
16.77 6.39 care company insurance long term
16.62 6.39 accredited degrees
14.51 6.39 texas health insurance
13.96 6.39 credit merchant account
12.30 6.39 credit card companies
75.62 6.38 mesothelioma lawsuit
37.52 6.38 make money from website
21.87 6.38 remortgage
19.81 6.38 capital one platinum visa
19.50 6.38 consolidation debt refinance
16.29 6.38 signature student loan
14.82 6.38 delaware law lemon
41.27 6.37 attbroadband
21.77 6.37 broadband company


Max CPC ($)


Avg CPC ($)


Keyword
21.73 6.37 verizon dsl service
17.29 6.37 augmentation breast tampa
15.68 6.37 fha streamline refinance
14.28 6.37 web hosting rating
13.30 6.37 fast loans
10.60 6.37 masters degree in education online
31.56 6.36 attorney chicago injury
29.96 6.36 jersey law lemon new
27.96 6.36 personal injury
21.73 6.36 heat help desk
21.47 6.36 health insurance senior
19.78 6.36 eloan mortgage
15.88 6.36 ticket printing
15.88 6.36 credit card debt reduction
15.22 6.36 net web hosting
14.85 6.36 insurance liability public quote
13.57 6.36 account card merchant
12.55 6.36 on line college degree
12.52 6.36 credit card transfer
11.09 6.36 online software trading
20.87 6.35 mortgage preapproved
15.42 6.35 get me out of debt
15.40 6.35 merchant provider service
14.81 6.35 cheap domain host
14.72 6.35 mortgage rates
11.40 6.35 lowest apr credit card
36.06 6.34 com personal yahoo
16.89 6.34 colorado in lawyer
16.07 6.34 low interest
15.86 6.34 back card cash credit uk
14.18 6.34 web host ratings
77.83 6.33 att gophone
77.25 6.33 outsourcing help desk
32.18 6.33 preapproved loan
19.10 6.33 bad credit lender mortgage
18.19 6.33 hosting low price web
17.29 6.33 mortgage rates canada
15.10 6.33 rent laptops
14.64 6.33 blue blue cross dental insurance shield
14.56 6.33 cheap webhosting
14.13 6.33 card credit merchant service
13.97 6.33 health insurance oregon
12.13 6.33 dedicated server uk
11.69 6.33 individual insurance medical
11.18 6.33 low interest credit card rates
11.02 6.33 aiu online
20.97 6.32 data drive hard recovery
19.22 6.32 bad credit mortgage uk
12.34 6.32 home equity loan payment calculator
10.10 6.32 home loan las vegas
26.81 6.31 telewest broadband
15.27 6.31 car insurance online quote
14.30 6.31 accept credit card
11.86 6.31 low apr balance transfer
10.77 6.31 canadian online trading
66.01 6.30 budget car hire
27.25 6.30 instant health insurance quote
23.31 6.30 florida car hire
19.65 6.30 company refinance
16.72 6.30 bankruptcy city new york
13.96 6.30 in lawyer michigan
11.39 6.30 insurance life senior
11.30 6.30 domain register uk
90.69 6.29 att mobile
55.81 6.29 blue blue cross florida shield
22.87 6.29 refinancing debt
16.05 6.29 lendingtree com
14.72 6.29 home jersey loan new
13.63 6.29 apr low visa
27.63 6.28 rental car in costa rica
22.70 6.28 attorney florida injury
17.50 6.28 cost loan low uk
16.45 6.28 fiance visa
15.34 6.28 attorney bankruptcy virginia
15.18 6.28 low mortgage
69.26 6.27 dun bradstreet
16.64 6.27 florida insurance medical
15.86 6.27 attorney bankruptcy illinois
12.60 6.27 consolidate your debt
11.98 6.27 credit mortgage no
11.63 6.27 car hire boston
11.26 6.27 domain name renewal
24.62 6.26 car costa rental rica
20.81 6.26 cost health insurance low
17.12 6.26 refinancing a mortgage
14.52 6.26 hosting reseller
20.27 6.25 home equity lender
19.05 6.25 atlanta augmentation breast
18.63 6.25 insurance online
17.51 6.25 california health in insurance
16.64 6.25 health insurance short term
12.97 6.25 debt counselors
12.81 6.25 what is line of credit
12.68 6.25 cost per click advertising
11.39 6.25 cell phone rental
24.69 6.24 domain com au
20.07 6.24 application hosting
15.71 6.24 k 1 visa
13.55 6.24 consumer credit counseling agency
11.64 6.24 broadband dsl service
10.55 6.24 0 credit
10.18 6.24 tenants loans
25.05 6.23 debtfreetoday
23.85 6.23 reconsolidation
20.45 6.23 report trans union
20.10 6.23 stop spam e mail
16.65 6.23 event printing ticket
11.36 6.23 online finance degree
20.87 6.22 current mortgage interest rate
20.14 6.22 automobile insurance
15.76 6.22 web hosting price
12.11 6.22 card credit intrest low
10.72 6.22 loans unsecured
17.72 6.21 health insurance illinois
14.56 6.21 counseling credit free
21.54 6.20 best hosting
18.30 6.20 alcohol treatment centers
15.14 6.20 bankruptcy california lawyer
14.47 6.20 card credit processing service
14.27 6.20 insurance motor quote
14.18 6.20 canada cialis
13.51 6.20 merchant credit card account
12.02 6.20 consumer counseling credit national
11.02 6.20 cheapest hosting web
40.83 6.19 lung mesothelioma
23.39 6.19 continuing education insurance online
22.52 6.19 antispam gateway
20.90 6.19 credit card services
17.95 6.19 in lawyer virginia
17.54 6.19 mortgage quotes
19.46 6.18 direct holiday insurance line
16.63 6.18 direct lender mortgage
15.32 6.18 cash advance no credit check
10.93 6.18 refinance auto loans
28.20 6.17 refinance and mortgage
25.15 6.17 internet video conferencing
19.11 6.17 visa platinum credit card
18.45 6.17 1 fiancee k visa
15.81 6.17 hair laser removal treatment
12.51 6.17 credit counseling agency
44.04 6.16 carlo hotel las monte nevada vegas
41.97 6.16 fortis insurance
36.31 6.16 advice financial independent
27.54 6.16 budget car hire ireland
24.79 6.16 cost insurance life low
21.03 6.16 management security software
20.40 6.16 trans union credit report
17.95 6.16 on line mba
17.07 6.16 consumer credit
16.20 6.16 insurance major medical
15.97 6.16 loan companies
49.59 6.15 budget car car rental
34.31 6.15 illinois injury lawyer
26.29 6.15 criminal lawyer maryland
24.18 6.15 arizona attorney in
22.73 6.15 personal injury florida
19.85 6.15 car direct insurance
14.18 6.15 counseling credit national
13.01 6.15 degree on line
43.54 6.14 american family mutual insurance
23.13 6.14 treatment of prostate cancer
19.12 6.14 acid reflux relief
17.30 6.14 nursing school online
15.85 6.14 buy insurance online
15.28 6.14 bachelor's degree online
12.14 6.14 bad credit mortgage texas
11.80 6.14 1031 nnn
11.19 6.14 homeowner insurance companies
18.98 6.13 80 10 10
18.86 6.13 refinancing loan
14.68 6.13 colocation hosting web
26.71 6.12 loan refinance
19.87 6.12 private student loan
19.59 6.12 low interest visa
17.72 6.12 atlanta drug rehab
14.93 6.12 debt assistance
13.39 6.12 gas prices compare
13.15 6.12 interest low rate
11.02 6.12 insurance life smoker term
24.26 6.11 refinance a home
15.03 6.11 dedicated email server
13.52 6.11 visa student credit card
34.09 6.10 california interest mortgage rate
25.63 6.10 care health private
22.61 6.10 online option trading
20.60 6.10 credit and debt counseling
16.70 6.10 business equipment leasing
14.27 6.10 augmentation breast denver
13.53 6.10 canada insurance life term
63.59 6.09 equity home loan oregon
19.95 6.09 refinancing home mortgage
14.19 6.09 mortgage quote
13.89 6.09 credit card machines
13.64 6.09 cheap insurance vehicle
12.75 6.09 domain name uk
24.18 6.08 aarp health insurance
22.53 6.08 2nd loan mortgage
18.89 6.08 asbestosis treatment
17.77 6.08 car insurance rate
14.25 6.08 fico low score


Max CPC ($)


Avg CPC ($)


Keyword
51.83 6.07 ohio debt consolidation
26.92 6.07 attorney phoenix
24.25 6.07 asbestos removal uk
18.56 6.07 maryland lawyer
15.60 6.07 plastic surgery kansas city
14.43 6.07 poor credit rating
28.55 6.06 company fortis insurance
23.45 6.06 critical illness insurance uk
19.64 6.06 consolidation loan uk
18.70 6.05 oklahoma lawyer
17.10 6.05 income protection
15.22 6.05 best remortgage
13.59 6.05 california homeowner insurance
37.77 6.04 car rental europe
22.43 6.04 adult hosting
19.11 6.04 company register
16.06 6.04 poor credit rating loan
13.14 6.04 voip service
10.59 6.04 voip providers
57.58 6.03 att com
37.50 6.03 domain who is
22.43 6.03 hosting web
19.32 6.03 apr loan
16.90 6.03 home equity loan in texas
13.98 6.03 interest rates low
10.07 6.03 small business merchant account
22.54 6.02 debt counselor
21.62 6.02 platinum credit card
19.62 6.02 colorado health insurance
19.22 6.02 debt management company
16.62 6.02 domain name reseller
15.02 6.02 cheap website hosting
14.26 6.02 business insurance quote
70.05 6.01 budget car rentals
44.79 6.01 care credit one
30.87 6.01 high risk merchant
21.37 6.01 refinance fees
18.25 6.01 california health insurance
18.23 6.01 computer hire
11.47 6.01 lending mortgage software
11.43 6.01 refinancing auto loans
10.22 6.01 best online trading
21.84 6.00 dui attorney
17.17 6.00 credit mortgage
15.05 6.00 car cheap insurance quote
13.31 6.00 credit cards with 0 apr
11.47 6.00 bill lower phone
10.86 6.00 best credit card rates
10.05 6.00 home insurance motor
67.62 5.99 asbestos lawsuit
25.36 5.99 anti spam services
24.62 5.99 linux hosting
15.42 5.99 renew domain name
14.85 5.99 degree education on line
13.61 5.99 preapproved loans
13.51 5.99 demo forex
11.31 5.99 best card credit student
23.60 5.98 criminal attorney michigan
20.85 5.98 credit card debt consolidation loan
20.65 5.98 gold providian visa
19.85 5.98 audio conferencing
18.79 5.98 insurance life quote rate
16.69 5.98 cheap server web
15.92 5.98 mortgage new refinance york
14.76 5.98 arizona attorney dui
14.64 5.98 canada in voip
12.57 5.98 domain names for sale
31.01 5.97 hyip
27.52 5.97 chase platinum visa
24.45 5.97 australian web host
15.98 5.97 public liability insurance
12.00 5.97 car cheapest insurance
10.42 5.97 interest credit cards
19.11 5.96 debt consolidation program
15.15 5.96 hosting uk web
13.89 5.96 cheapest hosting
12.76 5.96 1031 code internal revenue
25.57 5.95 term life insurance company
17.19 5.95 restaurant equipment leasing
17.06 5.95 degree nursing online
14.01 5.95 domain name dispute
17.47 5.94 call center free software
12.23 5.94 best credit card rate
47.52 5.93 mortgage refinance california
42.43 5.93 carlo las monte nevada vegas
21.06 5.93 equipment leasing company
19.93 5.93 car insurance woman
13.85 5.93 divorce lawyer nj
13.13 5.93 web hosting prices
11.30 5.93 contact management online
38.50 5.92 careone credit
37.36 5.92 malpractice medical ohio
29.04 5.92 drug rehab center
21.76 5.92 insurance medical texas
16.45 5.92 equity release uk
15.89 5.92 windows 2003 hosting
15.61 5.92 credit debt counseling services
12.56 5.92 blue blue california cross shield
11.93 5.92 debt relief
10.01 5.92 account e merchant
37.91 5.91 casino excalibur hotel
30.88 5.91 asbestos lung
24.34 5.91 trans union corporation
23.48 5.91 federal direct consolidation loan
14.56 5.91 fixed rate credit card
10.72 5.91 offshore company formation
53.75 5.90 best affiliate
28.56 5.90 car cheap hire in malaga
24.31 5.90 mega life insurance
22.37 5.90 debt consolidation bad credit
18.27 5.90 lending tree loan
16.81 5.90 mortgage software
10.65 5.90 corporate credit card
10.27 5.90 mortgage online quote
31.27 5.89 equity home mortgage
19.79 5.89 insurance life mutual northwestern
15.92 5.89 health insurance quote
13.17 5.89 credit card interest
114.09 5.88 budgetrentacar
21.77 5.88 hosting managed web
18.51 5.88 consumer counseling credit services
14.31 5.88 hosting review
12.56 5.88 consumer credit management
10.52 5.88 insurance medical personal
32.58 5.87 insurance medical minnesota
14.48 5.87 uk hosting
13.67 5.87 remortgage rate
12.69 5.87 15 year fixed
12.07 5.87 best interest mortgage rate
10.35 5.87 balance transfers
19.26 5.86 cost loan low personal
18.93 5.86 drug georgia rehab
16.65 5.86 debt services
16.10 5.86 domain name
11.35 5.86 refinance auto
43.99 5.85 lung cancer mesothelioma
19.44 5.85 closing costs refinancing
18.06 5.85 executive mba programs
14.13 5.85 care health private uk
53.54 5.84 mesothelioma settlement
39.77 5.84 insurance medical provider
22.67 5.84 consolidation debt maryland
21.26 5.84 group health insurance texas
21.26 5.84 hose maternity support
15.89 5.84 aarp travel
13.97 5.84 compare mortgage rate
12.81 5.84 debt consolidation utah
12.52 5.84 auto direct insurance
12.27 5.84 online nursing schools
10.57 5.84 bachelor degree on line
16.89 5.83 online debt consolidation
11.06 5.83 expat insurance medical
10.27 5.83 credit card interest rates
31.79 5.82 super prostate
16.69 5.82 florida health insurance
13.10 5.82 key west fishing charter
12.68 5.82 conferencing internet web
29.36 5.81 consolidation uk
25.37 5.81 web hosting sites
21.68 5.81 dallas hair laser removal
14.72 5.81 interest loan low
14.47 5.81 document management
13.84 5.81 florida homeowner insurance
11.97 5.81 online masters degree program
11.06 5.81 boat refinancing
10.38 5.81 compare online trading
30.98 5.80 crm software
22.01 5.80 angeles injury lawyer los personal
20.95 5.80 office equipment leasing
16.17 5.80 1031 section
12.28 5.80 canada card credit processing
32.99 5.79 accident attorney colorado
21.73 5.79 fast home equity loan
19.00 5.79 top web hosting
16.32 5.79 asbestos attorneys
15.75 5.79 card credit online student
12.07 5.79 insurance motorcycle quote
94.08 5.78 buget car rental
21.02 5.78 mortgage buyer
18.77 5.78 acid medication reflux
17.69 5.78 equity florida home loan
14.05 5.78 lower debt
11.81 5.78 cheap ecommerce hosting
11.75 5.78 interest only home loan
11.00 5.78 accept card credit payment
41.95 5.77 florida mortgage refinancing
16.14 5.77 accredited degree online
14.36 5.77 buying media service
13.69 5.77 should i refinance
13.17 5.77 poor credit history
12.72 5.77 today's mortgage rates
12.64 5.77 learn forex
12.02 5.77 debt reduction service
11.51 5.77 fha streamline refinancing
11.44 5.77 balance transfer
78.77 5.76 budget rent a car
45.25 5.76 chase corp manhattan mortgage
45.13 5.76 card international service
32.09 5.76 ameriquest co mortgage
22.38 5.76 mortgage refinance online


Max CPC ($)


Avg CPC ($)


Keyword
19.80 5.76 forex forecast
18.15 5.76 car insurance price
17.95 5.76 arizona bankruptcy
13.50 5.76 aarp home insurance
10.48 5.76 loans with no credit check
10.17 5.76 zero percent
46.81 5.75 best affiliate programs
38.63 5.75 refinancing california
32.86 5.75 attorney chicago injury personal
17.57 5.75 law lemon tennessee
14.75 5.75 motor insurance
14.34 5.75 aircraft charter
13.13 5.75 injury law personal seattle
12.39 5.75 cheap insurances
12.02 5.75 credit card rates
11.27 5.75 web conferencing tool
11.17 5.75 master card gift card
26.64 5.74 budget car rental ireland
11.32 5.74 florida home insurance
11.07 5.74 web host asp net
10.48 5.74 no income verification
34.70 5.73 personal injury attorney
20.61 5.73 auto accident lawyer
16.78 5.73 australia car insurance quote
14.60 5.73 low cost merchant account
10.50 5.73 canada online trading
28.06 5.72 highspeed internet
21.12 5.71 crown car hire
19.96 5.71 ecommerce merchant account
19.31 5.71 acid cause reflux
19.26 5.71 rv insurance
16.97 5.71 1031 exchange free tax
14.32 5.71 current mortgage interest
14.21 5.71 register a website
13.90 5.71 streaming video hosting
23.26 5.70 online schooling
22.55 5.70 plastic surgery new york
20.26 5.70 interest only mortgage
14.88 5.70 equity home loan mutual washington
14.38 5.70 rate credit card
13.06 5.70 domain names uk
13.06 5.70 access asp hosting web
11.44 5.70 loan rv
31.51 5.69 injury attorney
27.67 5.69 quote refinance
14.32 5.69 credit low mortgage score
13.89 5.69 kennedy western
14.03 5.68 financing interest only
12.05 5.68 aarp auto insurance
11.40 5.68 counseling credit nonprofit
10.73 5.68 accident attorney diego san
24.82 5.67 aarp health
18.45 5.67 cccs
12.81 5.67 online mba
12.38 5.67 home houston insurance
12.36 5.67 how to refinance
11.68 5.67 health insurance student
32.68 5.66 adult web hosting
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Welcome to "jmcs" Home Business !




Welcome to Home Business !



Why You Want to Start a Home Business?

Working from home is a big dream for many. But fear holds us back. Below I have listed a few reasons why starting a home business is a great idea.

Your Great Idea Comes to Life. You have a great business idea. This is the number one reason that most people go into business from home. Remember the kind of ideas that are good for a home business are ones that can become real quickly, and start bringing in an income almost immediately

You can do What You Love. Most people have something that they really love to do. Getting paid for doing what you love is a dream come true.


You get to be the boss. No more working your fingers to the bone for someone else. You will be the boss and you will reap the rewards.

You want more time with your Family. No more missing out on weekends, family occasions or Holidays. You will be home for every special moment.

No More Wasting Time and Money Commuting. With the high price of gas and the average commute to work being thirty miles one way just think of the time and money you will save when you work from home!

These reasons alone are good enough to say I am ready to start my own home business. In an up coming issue we will discuss how to write your business plan.











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Home Business Quick Tip



It’s jim here, from jims Home Business Weekly.

Every so often I will send you a Home Business Quick Tip to help you
, build your home business.

Here is a motivational trigger that you can use in your sales process.

People want to make more money. They may
want to start a business, get a higher paying
job or invest in the stock market. This will make
them feel successful.

Business definition for the week:

Capital. This is money that is going to be invested in a business. Example: 'I am starting my business with $5,000 capital, $2,000 of which is my own'.

Look for another home business quick tip soon!






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Writing a Business Plan





Let's talk about:

Writing a Business Plan. You're ready to get your home business started in every way except one. You need money. Either in the form of a loan or from investors, but where do you start? One thing you will need before you can get capital for your business is a business plan.

What’s a Business Plan? A business plan is simply a list of answers to questions that people might have about your home business. You will not get outside funding without one, because the people giving you the funding want to know that you have thought your venture through completely. A business plan says: I've considered this from every angle, and I am ready to get going.

Your business plan should include: a description of your service. Just what is it that you plan to do? Tell them which industry you're going to be in, and why you've chosen it.

Who are your customers? Once you know what your business will do, the next thing you need to know is whom you are going to be doing it for.

What makes your business different? You need to explain what makes your business different from other businesses in your market. How do you plan to do to make the business succeed?

List your expenses. Include start up expenses and any equipment that you need before you can get up and running. Also include your daily expenses such as staff costs and supplies.

This has been a brief overview if you need more help with your business plan do a quick search on the Internet. There are plenty of real life examples available.





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Advice on Starting a Business




I'm excited that you take time each week to let us into your life.
Please feel free to write in and share any of your tips and ideas on
how we can make this newsletter more informative and meaningful.
We'd love to hear from you!

I've been quite busy this week with running my home business!

I'm always on the Internet, looking for informative articles! I found one that I think you'll really like.


Getting advice when you start a home business, it can be easy to get confused. Chances are you don't know anyone else that has started a home business so where do you go for help.

First go online. The Internet is a great resource for people who have a home business. You can find articles and newsletters with information and advice. There are also many message boards, forums and blogs where you can read, ask questions and get advice from other home business owners.

Go to your local library. Talk to the librarian. Libraries contain all sorts of home business books and resources. Your librarian should be more than happy to help you do research.

Find a mentor. They are usually volunteers who have had great business success and will be glad to help start up new businesses. They often have years of experience and can be really helpful.

The SBA. The Small Business Administration provides a multitude of material on starting your own business. Visit http://www.sba.gov

Depending on where you live, you might find local government agencies that will give you free help and advice. Check your listings for small business center in your area.

Your bank should have been the first place you went if you were thinking of starting a business. While they're no replacement for accountants, most banks will have a business advisor on staff to help you open a business account. They can be especially helpful with the technical and financial elements of starting your business.

Lawyers know all about starting a new business. It can be well worth paying for an hour of a lawyer’s time and just asking them every question you can think of. Look around you may even be able to get a free consultation.

Accountants also know all about business and can be less expensive alternative to lawyers. If you want your business to be profitable you should take the advice your accountant gives you and if you don't have one, you should get one.


Look for investors. There are people who back businesses for a living. If you think your business would be attractive to investors then you can try going to an investor with your idea. If they like it, they will often have a quick process set up to get your company up and running as soon as possible.

Visit your local universities. They are full of business students. They spend all their time learning about business, and many of them would just love to help get a real one off the ground. Business students can be a great source of free help and advice.

Remember whatever industry you're thinking of entering probably has some kind of trade association, society or union. You should join as soon as you can, and take advantage of all the resources that offer to people getting started in their industry.

There is an endless supply of help and advice out there. Just don't be afraid to ask!




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Home Business Quick Tip




Just wanted to share...

Another Home Business Quick Tip with you.

Remember people want to save money. They may want to
invest for the future or save for a big purchase.
This will make them feel more secure.


Business definition for the week:

Director. The people ultimately in charge of a company are its directors. For a large company, there will be a board of directors, appointed by the shareholders. For a home business, though, you can appoint yourself as the sole director since you are also the sole shareholder (see 'shareholder').








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Choosing a Name


Hello

How are you? We're doing well here.

Tell me have you gotten around to....

Choosing a Name for Your Business?

One of the most important things your business needs is a name. Your name will be the very first thing that almost all of your customers see.

You have to pick a name that says something about you and your business that people in your target market will remember easily.

A good basic idea is to use your last name followed by what you do. Like Walton's Feed and Supply or Anderson's Plumbing. You could also add the town where you live in to the name like Anderson's Little Rock Plumbing.

You can also leave out your name and simply become Little Rock Feed and Supply. This makes you sound like the first choice locally and will help target your local area.

If you are going to be dealing with the big companies you may want to consider a more corporate sounding name. Think of a word to describe your business then add the word "Consulting".

If you're going for a trendier market you might want a less formal name.
You may want to name your business after an animal, and use that animal in your logo too. If you don't have a big marketing budget, this is a good way to get started branding your business. For example take Geico. They use that gecko lizard on everything. What do you remember when you think of car insurance?

Try a short name. Take two or three words that describe your business then shorten them to make it one word. So you end up with IHOP (International House of Pancakes) this is a great way to express what you do without having long hard to remember name.


And when nothing else seems to fit make up a name. Just play with your words until you come up with a name that sounds right and the best part is it will be completely unique to your business.

Whatever you do make sure your business name is easy to pronounce, spell and remember

Once you have a few names picked out make sure you check to make sure no one else is using them. You don't want to get your business started then find out that the name you want is taken.


Well, hope that’s helpful to you, Talk to you later!




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Getting Organized


I've been busy but that’s a good thing!

I have found a very cool little product I think you might enjoy hearing about!

I LOVE THIS ORGANIZING BOOK! YOU WILL TOO!

Are you tired of clutter all over your home, or office? Is your To Do list a mile long? Do you struggle with procrastination? Would you like to better prioritize? Would you like more time in your day, to do the things you love to do? Would you like to get organized, once and for all?

If so, I highly recommend the book, 'Finally Organized, Finally Free.' I can honestly say it's one of the best organizing books on the market. For more information, visit:
http://hop.clickbank.net/?jmcsclick/getorgnow1





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Home Business Quick Tip



I'm here with....

Another Home Business Quick Tip.

Something to consider: People want to save time. They may want to
work less and spend time enjoying life's pleasures. This will make them feel more relaxed.


Business definition for the week:

Incorporation. This is the formal name for the process of starting a company. Example: 'My business was incorporated in March 1994'.




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Avoiding Home Business Scams



I sure hope everything is going great for you today!
I'd like to tell you little about:


How you can avoid home business scams.


If you're thinking of working from home you have to realize that at least 99% of the offers out there are scams. Now really if is so easy to pay a few dollars and make thousands, wouldn't everyone be doing it by now? Here are the biggest scams out there, how to recognize them, and how to avoid them.


First where did you see the "Big Money" work from home offer? If you received it in your email, saw a poster tacked to a bulletin board or one of those little signs on the side of the road then I can almost guarantee you that it’s not a legitimate offer. If you saw an ad in a newspaper, a job magazine or on a job website, then it’s more likely to be legitimate but not always. Remember always check out any offer, and assume it’s a scam until you have proof it's not.

Envelope Stuffing is one of the most established work from home scams. The way it works is once you pay your money and sign up to work from home, you are sent a set of envelopes and ads just like the one you responded to. Then you stuff your envelopes and pay to send them out. You could make some money if someone responds to your ad but the chances are slim. Don't waste your money on this one.

Home assemblers wanted. Charging for supplies is hard to pin down to any one scam it’s the way almost all work at home scams work. First you will be asked invest in the materials needed to do the work and then you will be sent very cheap materials that aren't worth anything like what you paid for them. Once the product is assembled you'll find that there’s no one who will buy it.

Quick tip: If anyone asks for money up front run away fast. A real company should be willing to deduct any ‘fees’ from your first paycheck. If they won't do that for you, then that’s because they don't ever plan to pay you.

A variation on the scam common with crafts is that you might be asked to work at home making clothes, ornaments or toys. Everything seems legitimate you've got the materials without paying out any money, and you're doing the work. Unfortunately for you, when you send the work back, the company will tell you that it didn't meet their ‘quality standards’, and will refuse to pay you. Never do craft work from home unless you're selling the items yourself.

Now let’s discuss home typing and medical billing scams. There are lots of work from home scams that will lead you to believe that they have more work than they can handle so they need people to work from home. What will happen? You will be told that you would be typing documents, or entering medical bills into a computer. These scams have one thing in common. They say all you need is your computer and then all you have to do is buy their special software to do the job.

This software might appear to be from a completely unrelated company, but don't be fooled. The whole reason the work from home ad was there to begin with was a sneaky way to sell you their software.

I hope this helps you see running a home business that involves you working for one company is a bad idea. You don't know whom you're dealing with. Remember even with entirely legal work at home offers that does pay you for your work, you still won't make near as much money as you can with your very own home business.






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Home Business Quick Tip



Wow! We've been moving a mile a minute around here.
I hope you're doing well!

Just dropping in with....

Another Home Business Quick Tip.

People want to learn new things. Like how to change their oil, start a business or build a tree house for their kids. Show them an easy way to learn. This will make them feel more intelligent.

Business definition for the week:

Contract. When you sign a legal document, you are entering into a contract. Starting a business lets you sign and enter into contracts on behalf of the business -- the contract will be between the other person and your company, not you.

Look for another home business quick tip soon!





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Finding Prospects



As with any business your home business needs customers.

RIGHT!

Today I came across an interesting book that explains
in detail how to find prospects on Ebay. It's packed full
of great information that will show you attract more customers.

But I let you be the judge here is a link to the site:

http://jmcsclick.nalroo3.hop.clickbank.net





------------------------------------------------------------------------






Whew! I've been going a little crazy running my home business!

But I wanted to take some time and send you....

Another Home Business Quick Tip.

People want to improve. They want to look better, lose weight, get fit or improve their skin. Help them improve and you will improve your financial standing.

Business definition for the week:

Insolvency. When a company cannot afford to pay its debts. The type of company you have set up will affect what happens in this situation -- you may be liable for all of the debt yourself, or for none.





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Do You Need a License?




Do you know if?

You Need a License?

Did you know that there are many types of businesses that are strictly regulated and controlled by the government?

I once knew a lady whose great idea was to make croutons from her house. Needless to say, that didn't last long when the inspector heard about it.

If you think you've got an idea that’s going to make you big money, there might be a reason why everyone else isn't doing it and that reason could be related to the law.

As I mentioned above if you are going to sell food, you will need to license and register for hygiene and safety inspections. For many reasons most local government agencies are especially strict if you plan to handle food especially raw meat. Food licenses aren't too hard to get provided you are willing to have your kitchen and products inspected at regular intervals

An in home daycare will need a license. There are all sorts of courses to take and regular inspections to go through. If you ever wonder why there’s a shortage of in home childcare providers it’s because it’s so hard to keep up with the rules and make a profit.

Gambling is almost always strictly regulated. It might be fine to gamble privately with your friends depending on where you live, but as soon as you start running it as a business you are on shaky ground. You'll also find that most places have laws against lotteries. Applying for a license to turn your home into a gambling establishment is pretty sure to fail.

You will need a license if you plan to serve alcohol. Getting an alcohol license for your home, unless it's for some kind of special event and the drinking is just incidental is pretty much out of the question. Alcohol licenses are subject to appeals from people who live near you. So unless your whole neighborhood is ok with it you may have trouble.

Anything medical will probably need a license. When I say medical, I mean doctors, dentists, opticians, and even vets. You might think it is a great idea to turn your home into an animal hospital, but you need to be qualified and licensed. Of course, if you've previously been a doctor, dentist, or whatever, then you shouldn't have too much trouble getting licensed to do the same thing from home.

This list just covers some of the most common businesses that need licensing. The best idea is to check your local laws and make sure your home business is properly licensed.




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Attract Money and Material





==========================================

How Can I Use Affirmations to Attract Money and Material
Possessions?" - by Jeff Staniforth



So you desire to gain material things in life? Affirmations are usually effective in this respect - maybe even more so than with other desires because material desires often come with stronger emotional attachments.

You'll recall that in my previous article, "Why Do Some Affirmations *Work* - and Others Don't?" I emphasized that affirmations that are emotionally charged are the ones most likely to work. So when you are emotionally connected to your desire for material things, you can use the power of affirmations to see how quickly your need is manifested!

Power Affirmations for Attracting Money. If your desire is to have an abundance of money to fill your needs, practice this affirmation: "I always have an abundance of money to meet all my needs." Repeat it several times, and then stop affirming. Be silent while knowing, visualizing, and feeling how it is to already have the amount of money you desire. Feel as though it has already happened, and that all your needs are more than satisfied. While in this state, hold yourself open to all the ways and means by which you will have money flow into your life to meet your every need.

Following are other power affirmations for abundant supply. Choose the affirmations that feel appropriate to you --those that resonate with you, or strike an emotional chord. It is important that the words feel comfortable to you and are in line with who you are. Feel free to create one for your specific need by substituting other words that have special meaning to you:

Affirmations of Abundant Supply:

* I am now open to receive.
* Life is easy; I have an abundance of whatever I need.
* I now have surplus, all my needs are being met.
* I have unlimited abundance.
* I now give and receive freely.
* This is a rich universe and there is plenty for all of us.
* I now live in a rich and loving universe.
* Money comes to me easily and effortlessly.
* I am always supplied with whatever I need.
* I move forward with an expectancy of my greatest good.
* I look for and receive a bountiful supply.
* My greatest good is coming to me NOW.

The last affirmation was a turning point for me personally.

I've since created about 20 variations of this affirmation, and created a screen saver I call "My Ideal Relationship With Money". And, for a limited time only, I am giving this "Invest in your future" screen saver away for Free when you purchase the Sculptor 3 program. For details, go to http://www.affirmware.com.au

TIP: How to Maintain the Emotional Charge of Your Affirmations

Most people who practice affirmations experience the challenge of maintaining the emotional charge of their affirmations. That's because although the power of thought is amazingly strong, it remains strong for a short period of time. Its quality changes and tends to diminish with each repetition.

For example: Suppose you recite an affirmation such as: "All my needs are met instantaneously." The affirmation produces a feeling, and you understand and connect with the affirmation at a certain level. But when you continue repeating the affirmation, "All my needs are met instantaneously," again and again, the thought seldom maintains the same level of emotion previously achieved. With each repetition, you tend to lose the mental picture of what the words mean, and they start to have less meaning.

Affirmations that are meaningless fail to reach deep enough to touch the limitless powers of your subconscious mind.

To prevent this from happening, I've developed the software program called Sculptor 3, which combines affirmations with 7 of the best results-amplifying technologies that are tested and proven to increase the power and speed of manifestation. Discover how to tap into the power of computerization to take the power of your affirmations to the highest level at http://www.affirmware.com.au/#xxxxx

Join the millions of People Around the World Who Have Discovered the Power of Affirmations. Send for FREE subscription of "Affirmations For The Mind" Tips and Techniques Newsletter, the premier publication on self-improvement & personal growth. Each issue contains powerful sample affirmations that have been tested and proven to get results.

Click Here => http://www.affirmware.com.au/



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Home Business Quick Tip



Just wanted to share "you guesses it"

Another Home Business Quick Tip.

People want to feel better be more comfortable. They want
rid of aches and pains. They want to sleep better, be healthier and happier. Help them feel better and your business will feel better too!

Business definition for the week:

Limited liability. A limited liability company is one where you agree beforehand how much responsibility you will take if anything goes wrong. This protects you from being destroyed financially if something bad happens to your business.



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Before You Do Anything



Here’s another brilliant home business article for you!

-------------------------------------

Try It Out First

You’re starting a home business. Before you go any further and start investing your time and cash it's a good idea to test things out on a small scale.

Here are some things you can do.

No matter weather you plan to sell physical things, or your starting a website build a prototype. A prototype is a small version of your product that you build quickly to prove your idea is feasible. Show your prototype to a few people to see what they think. If you get a good response then you know you have a winner.

If you are providing a product or service why not test it out on a few customers. Give them a free try or a big discount to make sure that everything runs smoothly and the customers are satisfied and happy with your product.

And don't forget to do some kind of survey to find out exactly what your customer thinks of your service. You could hand it to the customer, include it with your product, or call them up and say that you are just calling to make sure everything is went well.

So what ever you are planning remember it's a good idea to test it out on a small scale before you hit the big time. Trying it out gives you the opportunity to build confidence in yourself and your business without making big costly mistakes.




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What do you do When Customers Complain?



Tell me do you know what to do when your customers complain?

It's true you just can't please all of the people all of the time, even if you run yourself into the ground trying. There will always be someone who is not happy with what you have done. So what can you do about it?

First of all don't be rude or dismissive. The customer's complaint might seem uncalled for or insulting but that doesn't mean that you can respond nicely. You must treat every customer complaint seriously and with respect for their feelings.

Remember that every unhappy customer will talk about their experience to as many 20 people. Those people are your potential customers and they will never hear your side of the story. Going the extra mile to keep unhappy customers happy is always a good idea to prevent them from damaging your business.

What else can you do?

If they ask for a refund or replacement product give it to they promptly.
Make sure that you convey your apologies for their time and trouble. Go the extra mile and show them that their business is important to you.

People will really appreciate your effort if you take the time to apologize. Simply say that you're sorry things weren't to their satisfaction and you appreciate them taking the time to tell you so that you can improve your product or service. You want them to walk away feeling good about your business.

Having people know that you respond well to complaints is some of the best marketing you can get. Knowing that you treat customers well is a great way to insure they come back and do business with you again.

A large amount of the time, when a customer complains about something, it will be due to some kind of problem with your supplier or some other mishap that you have no control over at the time. The customer doesn't know this, but you do and you need to fix it so it doesn't happen again.

Remember good customer service is the life blood of your business so make sure you handle it with care and consideration.



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Instant Office Cleaning Kit



Have been scouting the web for great deals and did I ever find a hot one for you

Sam Rodman, owner of "Edison Office Cleaning" in S.W. Florida since 1992 has put together the "Instant Office Cleaning Kit". The Kit tells how anyone can start or expand their own cleaning business with little or no money! Complete with "ready to use" documents and easy to understand. $54,000, working only PART-TIME is typical.
Get complete details online go to:
http://jmcsclick.cleanbook.hop.clickbank.net

I hope you really like the Kit and you see the value in this information. Many people do see it, because this specialized information is real world, down to earth, useful information. Remember to get that (free cleaning formula) in the upper left corner of my web page. It works great and everyone really likes it.

So, whatever you decide to do, remember, " in all labor there is profit" Proverbs 14:23




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Home Business Quick Tip



People want comfort and pleasure. They may want satisfy their appetite or desires. They want instant gratification. Help then get what they desire and your desire for profit will be satisfied.

Business definition for the week:

Office. Your company's 'office' isn't just a place with computers -- it's also a legal concept, meaning where your company is based. Your company must have a registered office, which means that you can't start a company unless you have an address which would be legal to use for this purpose.



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Handling Financial Strain



When you start a home business it's easy to get carried away by all your new responsibilities like keeping your customers happy, managing expenses building your business. All of this can be very stressful and most home business owners simply ignore this and keep on going. But that is not always the best idea.

Many people get stressed out and upset a shortly after they start their own business and quit their day job. They feel like they gave up their financial stability and start to regret the decision.

If this starts to happen to you the best thing you can do is step back and remember the reasons that you started you business. Go over your business plans and reaffirm your ability to make your business a success. Remember you knew this was going to be hard on you financially when you started so it's no excuse to call it quits.

One thing you can do is keep good records. Not knowing exactly what your financial situation is can be the most stressful part of running your own home business. I know you might think you don't want to know, but when you leave it to your imagination that is when things really start to get out of control. If you know exactly where you stand you will feel more control over the situation. The simplest way to keep records for yourself is to use an accounting program like QuickBooks or even just a simple spreadsheet.

Don't give in to the stress. When you feel stressed out your first thought may be to hide under the covers and ignore whatever it is that is stressing you out. By hiding you will only make your situation worse. By facing it head on you will feel stronger and more competent to make your business a success.

When you run a home business, you might have to make a few sacrifices or sell a few things to make it through the tough times, but I guarantee you that you will find it is the most rewarding adventure of your life if you stick it out and make it a success.




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Have you ever used a drop shipper?



Every now and again I come across an interesting deal or product and like to share it with you. Have you ever used a drop shipper?

A drop shipper does all the hard work for you and you enjoy the profits.

Selling drop shipped merchandise is a fantastic home-based business. There are no products to stock of ship. It's great!

To find out more about how you can add thousands of products to your business with out investing a fortune check out:

http://jmcsclicknalbone.hop.clickbank.net





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Home Business Quick Tip



People want to live longer. They want to reach their goals, get in shape, eat better or have more energy. Help them reach their goal and you will reach yours.

Business definition for the week:

Private. A home business will be private, which means that members of the public cannot invest by buying shares. This does not stop individuals from buying percentages of your company if you are willing to sell, though. Starting your company as a private one also doesn't stop you from converting it to a public one later on.



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Do You Need Staff?



When your business grow large enough you may have to consider the fact that you can't do everything that needs to be done by yourself. You need to hire some help.

Did you know that employing people is like investing? You invest the cost of the wages and you get a return on your investment by getting more work done. If you stop getting a return on your investment then you need to start investing in someone else.

The first step in hiring a staff is to advertise. You shouldn't have too much trouble with this part, since there are always people looking for a good job. Look online, check out a few agencies or tell some people you know. Once you have a few takers you can start interviewing.

Remember when you start interviewing that you are looking for someone to not only make your life easier, you also want someone capable of increasing your bottom line. You don't want to spend a lot on your investment if you aren't going to get a good return.

Ask some basic questions so that you can get a feel for their personalities. You want to work with someone who is personable, competent and reliable. Start out simple.

- Tell me about yourself? The response to this simple question will give you a good idea about their personality what they think is important, as well as some insight to their ability .

- Why should I hire you? This will give you a good idea of how confident they are in their ability to do the job. Have them explain how they will meet your job requirements.

- Why did you leave your last job? This will give you a feel for how they view their past employers. This will also help you spot potential problems. If they use excuses or complaints then you may want to put them at the bottom of your pile.

As an employer you have the right to ask any questions that will help you find the right person for the job. Just remember by law, you can't ask as anything that could be thought of as discrimination, including questions related to age, race, religion, nationality, marital status, medical history or disability.

One last note. When you hire people, you need to remember that you have to pay taxes. You will more than likely have to pay their income taxes as well as medical insurance taxes. Make sure you check your local tax laws.
Or better yet check with an accountant who can help you.



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Advisors Accountants and Lawyers Oh My



How do you find Advisors, Accountants and Lawyers?

When you run a home business chances are you will need help from and accountant, a lawyer maybe just an advisor. But which ones do you need and how do you choose the right ones?

Word of mouth is in my opinion the best way to find reliable, trust worthy people. If that isn't an option you should spend bit of time comparing people and services. Start with a short list. Research them thoroughly and check your local Better Business Bureau. Seek out their clients and find out how long they have been in business.

First let's talk about advisors. You may not realize that there are different types of advisors. For instance you may need a financial advisor if you are trying to manage a lot of debt. They can help you structure your business so that it will easily pay your business debts as well as paying your salary.

There are also business advisors. They can help you if there is anything you are unsure about when it comes to running your business. Than can be more affordable and extremely helpful if you run into trouble. Having good advisors can take a lot of weight off your shoulders.

When you own a business the day may come when you will need a lawyer to help you with licenses, permits, regulations, contacts, or employment. You need to get one straight away if someone violates your trademark, copyright or patent, or someone threatens to take legal action against you for some reason. It's a good idea to have a lawyer on your side. Whenever you are dealing with the law you really shouldn't try to go it alone.

Accountants are a necessity for saving on your taxes. Accountants know the tax laws inside and out. They will be able to point out all the savings you might be entitled to. A good accountant who will keep in contact with you. They will remind you of tax deadlines and changes in the law.

Advertising your business can be confusing and costly if you don't know what your doing. If you aren't sure how run your advertising campaign you may want to check into an advertising agencies. A good one can create professional looking ad and place it in ways that will produce results. Look for one that specializes in home businesses, and will let you start with a small budget.

So you see with a little time and effort you can carefully choose the right advisor, accountant or lawyers to help you make running your home business much easier and less stressful.



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Have You Been Brainwashed to Be Broke?



Have you been brainwashed to be broke for the
rest of your life?

The sad fact is that most of us were taught how to
be broke. Brainwashed, really, to be stuck in crappy
jobs with low wages.

But there is a way out. And you don't need anything
but your mind, focussed in the proper direction.

Learn how to program your mind for wealth here:
http://jmcsclick.yourpower.hop.clickbank.net






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Home Business Quick Tip




People want feel special and important. They want to be noticed and respected. Make them feel special and you will reap the rewards.

Business definition for the week:

Proxy. Someone who acts as a proxy for you acts on your behalf -- you have given them the legal right to speak for you. For example, if you get a lawyer to handle the incorporation of your company, they will be incorporating it for you by proxy.



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Home Business Loans



Getting Loans for Your Home Business.

When you start a home business chances are you will need to seek funding.
In this issue we will talk a little bit about the different types of loand you can apply for to help you get going.

First we will look at bank loans. When you go to the banks they will have someone whose job it is to go through applications for business loans.
Make sure you take all your business plans and any documents that you think you may need. Make sure you present yourself in a professional manner. Think of applying for a loan almost like a job interview. The bank will interview you and your business to decide if it will be a safe investment. You want to let them know you are completely capable of repaying them and also provide them with a good return on the investment.

You may also consider a secured loan. This type of loan will be much easier to get simply because you will be putting up something of your own as collateral. You need to be carful with this though. You don't want to risk more than you are willing to lose. For instance if you use your house to secure the loan and your business fails not only will you lose your business you will no longer have a place to call home.

A government loan may be your answer. To help the economy the government likes support small businesses. There are many government programs that will offer low interest or even no interest loans to home businesses. But you must be prepared. The government is much stricter than other types of lenders. Make sure your business plan it the best it can be. Pay a visit your local SBA ( Small Business Administration) they are there to help you prepare to apply for a variety of government programs.

Starting your business with credit cards or lines of credit. This can be dangerous territory. Just keep in mind that if you finance your business with personal debt you could be setting yourself up for a fall. With the high interest rates it will take most if not all of your profits just to keep up with your payments.

What ever you do, don't give up. Try different banks, programs or look for investors. If you get turned down then improve your business plan seek more help. With the right plan and enough determination you will be sure to succeed.




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Prospecting on Ebay



Your home business needs customers.

RIGHT!

Did you know that Ebay is an excellent place to find prospects.
Even if your business is service oriented. I sent you an email
a while back that recommended a book that explains in detail how to
find new prospects on Ebay no matter what time of business your in.

If you haven't had a chance to check it out I highly recommend you do.
With the millions of people that visit Ebay every day you really
can't afford not to!

http://jmcsclick.nalroo3.hop.clickbank.net



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Trademarks and Copyrights



Trademarks and Copyrights.

So you've put all this work into your business: you've got a name, you've made some marketing materials, even written some things for your customers. If you don't want your competitors to be able to take what you've done and exploit it, though, you're going to need to take some steps to protect yourself.

What's in a Name?

Your name is one of the most important assets your business has -- it's how your customers identify you. Knowing your name is the first step to trusting you and recommending you to others. But what can you do if you're afraid that someone else might start using your name, or simply start another company with a similar enough name to confuse people?

The answer is that you can register a trademark. A trademark is a word or logo that distinguishes one thing from another, and you have the right to register any names or logos your business uses, in order to stop other people from using them. Coca-Cola, for example, is a trademark of the Coca-Cola Company -- if I start selling my own drink and calling it 'Coca-Cola', or even something like 'Cocoa-Cooler', then they have grounds to sue me.

Making Your Mark.

You can trademark both your business' name as well as the names of any products you sell. The only condition is that they can't be too similar to names that someone has already trademarked, and you can't usually trademark words that are in common use.

It costs a few hundred dollars to register a trademark, and you can do it through the patent office. It can be a waste of money to trademark too many words, so you should only bother with it if you think one of your names could be threatened by competitors.

Once you get your trademark, it's yours -- you can do whatever you want with it, including giving others permission to use it or selling it to them. Remember, though, that your trademark usually only applies in the country where you registered it -- you will not usually be protected from competition where foreign businesses are using your trademark. Also, your right to use the trademark will only last for a set number of years (usually a decade from the date of registration). After this time, you will have to pay again to renew it.

Don't Copy Me.

Copyrights are similar to trademarks in terms of the kind of protection they offer, but different in how they work. In almost all countries, ownership of copyright is automatic, and costs nothing. The moment you write (or draw, or record) something, you own the copyright on it, and can take action against anyone who makes a copy of it without your permission. This article you're reading right now, for example, has the automatic copyright. If you decided to copy it without permission and put it on your own website, then that would be illegal. Not that you would do such a thing, of course.

It is possible to own the copyright on almost anything that exists but isn't physical: music, graphics, writing, computer programs, and so on. It does not, however, cover physical things (that's patents), nor does it cover names (that's trademarks).

A copyright lasts longer than a trademark: typically it lasts until you die, and then a set number of years after that, depending on your country and the kind of thing that was copyrighted. After the end of this time, the work becomes 'public domain', free for anyone to use.

Of course, copyright is a right, not something that you absolutely must go along with. If you want to give people permission to freely use and redistribute something you've made, then you have the legal right to do this. You can even give up your copyright on a piece of work altogether, simply by writing on it that you no longer want to own the copyright.

Since you're in business, though, the chances are that you'll want more protection for your materials, not less. Look into registering your copyright at the patent office, as doing this will give you an even stronger case if you ever need to use it.



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How to Start Your Own Bed and Breakfast



Tell me, have you ever considered starting your own Bed and Breakfast business? Do you enjoy entertaining, sharing your hospitality and lavishing guests with personal attention?

If you have ever dreamed of becoming the Inn Keeper of your own fine establishment the I have found a kit for you.It is the "Starting a Bed and Breakfast Start-Up Guide Kit".

This Comprehensive Start-Up Guide Kit contains all the
necessary information and tips you need to successfully
launch and grow your own Bed and Breakfast business.

I have never seen such a complete and easy to follow program for starting a bed and breakfast before now. Do yourself a favor and take a look now:

http://www.startingabedandbreakfast.com

Good Luck







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Getting Through the Tough Times



When you decided to start a home business it was exciting and exhilarating. You couldn't wait to get up and get going everyday. But as with most things in life there will be tough times and the way you handle those times will determine how successful you will be.

Remember all of those people who said that starting your own business was going to be difficult. Guess what? They were right. Starting a business is one of the most challenging things you will do in life. It is also one of the most rewarding.

Just remember that you made a commitment when you decided to start your business. You can't give up, even though sometimes you may feel like you are doomed to fail. Keep in mind that even the most successful businesses hit hard times now and then. The important thing to remember is to believe in yourself and your business.

Find a way to handle the stress. Stress can affect you mentally, physically and emotionally. You need to be strong and you need to have someone to turn to for help and support. Give some thought to the way you respond to things that go wrong. Will you work harder and get it fixed or will you give in and quit.The choice is yours.

If you asked a group of wealthy people what the true secret to their success was, they would tell you that you have to keep trying, no matter how long it takes or how hard times get. Remember the only real failure in life is when you quit. Everything else is just a life lesson.




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Manifest Your Desires



As some of you may know, I'm always on the lookout for tools that can help you (and me) improve the quality of our life. Well, I'm writing to you today to encourage you to check out an *extremely* valuable resource.

It's not for everyone, but if it resonates with your, it can help you to produce some amazing results.

If you're interested in:

* Getting out of debt or building wealth
* Attracting a perfect partner
* Getting that promotion or starting your own business
* Finding the inspiration to write that best-selling book
* Lose those extra pounds or staying motivated to exercise
* Affording your dream home

... You'll absolutely want to check out this resource, The program
is absolutely amazing, it's actually seven programs in one.

I highly recommend you give this a try. Plus, AffirmWare GUARANTEES their program will work!

Here are just three reasons why I think you will want to check out
this program.

(1) You are shown how to create powerful affirmations that will enable you to manifest your desires. The program include many techniques for removing those pesky blockages that may be preventing you from getting what you want.

(2) Sculptor 3 also includes powerful subliminal technology for effortless subconscious programming.

(3) Your investment in this program also includes 7 free bonuses that alone are worth the price asked for the whole thing. For example, you get the audio version of the classic Wallace D. Wattles book, "The Science Of Getting Rich". So now you can listen to these priceless teachings every day while working on your computer!

Anyway, It's well worth checking out.

To find out more visit their web site at:

http://www.affirmware.com.au



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Home Business Quick Tip



Create rapport with your customers. Try expressing the same views as your customers. Focus on common likes and dislikes. Persuade them to like you. People buy from people they like.

Business definition for the week:

Shareholders. The shareholders are the people who own the company. In your company, you will be the only shareholder (and so own 100% of your business), unless you've made a deal with someone else for them to own a share.



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Don't Rush to Bankruptcy




What will you do if your business gets in to trouble?

When your debts start to stack up and you can't pay the bills. Your advertising budget is blown, and your expenditures are twice as much as your profits. What do you do? Well, this is the point when many people will throw in the towel. Are you one of them? I hope not because there is always a way to make it. You just have to find it.

There will always be ways to raise money for your business. Did you know that the average person has thousands of dollars worth of random stuff just lying around in their home? In other words, you can always find the money if you're really determined and not afraid of losing everything.

The only thing you should really try to protect is your house and some money for basic food -- everything else is expendable. Never forget that the worst thing that can really happen to you is that you'll have to go out and get a job. Would that really be so tragic?

Fear is your enemy in business. You cannot give in to your fear and give up before you've given it your all -- the real reason why so many home and small businesses fail is that their owners chicken out and run away at the first sign of trouble.

The Captain Goes Down with His Ship.

When the chips are down, the only thing to do is to stake your personal success on the success of your business. After all, what's the point in bailing out before you have to? You're guaranteed to lose money that way.

Someone once told me that the difference between an average Joe and an entrepreneur is this: the entrepreneur will not give up on a business until his creditors come and take everything he owns. And even then he might try to hide from them and keep things going from his friend's basement.

Don't Tell Customers.

It might seem dishonest, but for goodness' sake do not tell any of your customers that things are going wrong because your business is in trouble. They will immediately run a mile, putting your business in a far worse situation than it was before. You must always try to make it look like everything is going just fine -- admitting problems will put the final nail in your business' coffin.

Try a Voluntary Agreement.

If your creditors are at the point of knocking on your door, you should try to get a voluntary agreement with them before you even consider declaring bankruptcy. This is when you negotiate your debts down to a lower level using the threat of bankruptcy, and your creditors sign an agreement with you to say that they will leave you alone once you've paid that money.

The Absolute Last Resort.

I simply cannot get across to you how much you should not consider bankruptcy as a viable option, ever, until you are absolutely forced into it. Think of it as being like suicide: the absolute last resort. Would you commit suicide because your business was going badly? I hope you answered no -- which means that you shouldn't consider bankruptcy either.

Having had a bankrupt company stays with you for a long time in everything you do: your credit rating, your employment history, and even just in the way you think of yourself day-to-day. It's better to have everything wrestled from your hands than to give it up voluntarily -- otherwise you'll always be tortured by wondering what would have happened if you'd kept going just a little longer.




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Organizing your home office



Tell me.....

Do you ever get tired of clutter all over your home office? Is your To Do list a mile long? Do you struggle with procrastination? Would you like to better prioritize? Would you like more time in your day, to do the things you love to do? Would you like to get organized, once and for all?

If so, I highly recommend the book, 'Finally Organized, Finally Free.' I can honestly say, it's one of the best organizing books on the market. For more information, visit:
http://hop.clickbank.net/?jmcsclick/getorgnow1

Happy organizing!!



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Home Business Quick Tip



How are you? We're doing well here.


Here's Another Home Business Quick Tip.

People like to get presents. Give them something. A discount to make them happy. A good deal they will tell their friends about. A freebie to help them remember you.


Business definition for the week:

Latin: When you're dealing with law, the amount of Latin involved can be confusing. Here are some Latin terms you might come across when you're setting up your company.





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Do You Have Marketing Plan?

!


Let me ask you a question. Do You Have Marketing Plan?

Marketing is the real back bone of your business. Don't you think that it is important enough to need a plan, completely separate from your basic business plan? After all with out a plan how will you know where you are going. Let's go over the basic information that your marketing plan should include.

First you need a marketing strategy and a budget. It is a good idea to get the basics of your marketing plan written down, so that you can see exactly what you are aiming for. Start the process by making lists.

List of all the advertising you plan to do. Include websites, newspapers, radio, flyers, the yellow pages ect.

For each form of advertising you should assign an estimated cost. Determine how many customers you expect to reach. This will allow you to work out your cost of per customer, which is how much of you budget you need to spend on advertising to bring in one customer.

Next make a list all of the pricing policies you plan to have, as well as any special offers that you think will be good. Don't worry you can make price changes and new offers later, The idea here is to have some basic long term plans.

Another good idea is to have a list of other businesses in your area that could be considered to be competitors. You need to know who you are up against and a good plan to differentiate yourself from them.

This is just a basic outline for starting your businesses plan. Remember, when in doubt seek out help. Do a quick search for sample marketing plans online or visit your local library for more information.



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Do you get everything in writing?



When you're dealing with customers, sometimes things can go wrong. It might be your fault, it might be their fault or it might be one big mix up, but if you didn't get everything in writing it will be one big mess. Contracts are one of the most important parts of doing business, even you think they are a big pain, the pain will be worse with out them.

Every business needs contracts. They can be as simple as a sales receipt, a short hand written note or as complicated as lengthy legal document. What ever you do don't ever make a deal without one.

Without a contract, you leave yourself and your business vulnerable. Someone could claim that the terms they agreed with you were different to what you say they were, or that they never agreed to or signed for anything at all. Essentially, contracts give you the ability to prove that the transaction or agreement was made.

A contract gives you a sound legal base for your business, and some guarantee that you're going to get paid for your work without you having to ask the customer for payment in advance. In the event of a dispute, the contract lays down what the agreement was so that you can point to it and say what was agreed. If you ever end up having to go to court the contract is what the judge's decision will be based on.

According to the law there is a big distinction between a verbal contract and a written one. A verbal contract is binding in theory, but it can be very hard to prove. A written contract is solid proof that what you are saying true. A written contract is almost impossible to dispute.

It is all to easy to think things like, contracts are expensive, I can't afford to waste my money, my customers are great, I won't have a problems with them, I do just fine with out them, I don't need the hassle, why bother.

Remember that old phrase " it only takes one bad apple, to ruin the whole bunch". Well it will only take one unhappy customer to take down your business.

When you are tempted to forgo the contract keep in mind that written contracts don't need to be complicated or formal. A simple letter stating the terms of your agreement, preferably signed by all parties involved is enough to qualify as a written contract. Another simple option is purchase pre-made forms from your local office supply store or software that will help you design your own forms.

If you are dealing in high dollar amounts it could be worth the time and trouble of having a lawyer write a formal contract, or at least of doing it yourself and getting a lawyer to look it over. Formal contracts will give you more protection.

Taking the time to draw up a contract is on of the most important things you can do to protect yourself and your business.




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Goal in Five Minutes a Day



I found a great article for you about achieving goals.
It's by Andreas Ohrt the editor of Mind Power News

Your Next Goal in Five Minutes a Day


Would you like to learn an absolutely free method for reaching your next goal in only five minutes a day?

You don't need to buy anything, you don't need to own anything, you don't need to go anywhere and you don't need to have any previous experience to make this method work for you.

You already have everything you need. Just one brain, that's all you need. Let me show you one way to program your mind so that your goals come to you effortlessly.

Here is a simple technique which always works for me.

STEP ONE: THE MAGIC OF THINKING SMALL
First, pick a goal that is *just* beyond your comfort level. Many motivational teachers will urge you to shoot for the stars, think incredibly big, and go for goals which are ten times as large as anything you've ever accomplished. This may work well for people who are already confident in their power to manifest, but for the beginner, or for the person who has not had much success using mind power, the idea of thinking outrageously big is a disaster.

For example, if you haven't had a date in three years you don't want to visualize yourself scoring with bunnies at the Playboy mansion. In theory all goals are definitely achievable, but in your reality you probably don't really believe it's possible, so it won't happen. Instead, pick a goal which is reasonable and can be accomplished within a few months. In this example, you might want to have just one date in the next three months. Not nearly as thrilling of a goal, but a fantastic step towards a better life.

Or you probably want more money in your life. Instead of visualizing yourself suddenly earning $250,000 a year, start with a goal of increasing your wage or your sales by 10 per cent. Again, not exactly thrilling, but the point is you start small and build upon your success, instead of going for the home run and missing every time.

You see, after you reach that first goal you will have some confidence, and you can use that confidence to step up to the next goal, slowly but surely building a better life in the process.

STEP TWO: CREATE A DECLARATION OF INTENT
Once a day, every morning, write down the goal you've picked. Whatever it is you want to experience, just write it down once. A good format to use is a short sentence which begins with "I am now attracting...", "I am now creating...", "I will now..." or "I now intend...

For example:
"I AM NOW ATTRACTING A LOVING RELATIONSHIP INTO MY LIFE."
"I WILL NOW SELL 10 PER CENT MORE PRODUCTS EACH MONTH."
"I AM NOW CREATING HIGHER SELF-ESTEEM AND CONFIDENCE."
"I NOW INTEND TO EAT THOUGHTFULLY AND BEGIN LOSING WEIGHT."

Of course, create your own wording for your own goal. The vitally important thing is that when you say it your emotional state agrees with the statement. For example, the reason an affirmation such as "I am now exercising every day" doesn't work is because if you are not exercising every day you immediately feel it when you say it. If you say "I am now with my ideal partner" you will immediately feel the lie even before you finish saying it.

However, a statement which begins "I am now attracting..." or "I now intend..." is true (at least while you are saying it) and holds no contradiction in your emotions. Of course, this is different for everyone, so find a wording that works for you.

STEP THREE: CELEBRATE YOUR SUCCESS
After writing down your goal, mentally place yourself in the future, to a day where your goal has been accomplished, and *feel* the happiness and excitement you would be feeling, knowing that you have accomplished your goal.

Just pretend it is, for example, three months from today, and on that day you have reached your goal. Let's say that this future day is the day you start the new job you have been working towards, or on that day you weigh yourself and you are 10 pounds lighter, or on that day you leave for the vacation you've been dreaming about.

Whatever it is, just move forward in your mind to that day, and *PRETEND* that your goal has been reached, and *FEEL* the emotions which you would feel if you had actually reached your goal.

Feel the happiness, feel the success, feel the proud accomplishment of knowing that you can use your own inner power to change your life. Imagine what next goal you'll now go for since you've reached this first one. Plan a celebration for yourself, and imagine how great you will feel when you celebrate your accomplishment.

Just generate that positive emotion for a minute or two, and just bask in it for a few moments.

STEP FOUR: ASK FOR HELP FROM YOUR FUTURE SELF
Now, while you are enjoying that feeling, looking back to today from that future moment, ask yourself what single action you can take, today, to bring your goal to you faster.

The future you which has accomplished your goal knows what steps need to be taken. From this vantage point, you can ask yourself what is the next most practical action you can take.

When you get the answer, write it down, and take that action at some point during the day. Taking action, no matter how small, is the fastest and surest way of convincing your subconscious mind that you are serious, and will do wonders for the quick manifestation of your goals.

STEP FIVE: CHOOSE THE SAME THING EVERY DAY
Do this daily, until you are done. Work on only one goal at a time, and don't change goals unless you decide you no longer want the one you started working on. If you no longer want the goal, choose a new one and start again. But if you do want your original, don't stop until you have it.

WARNING: LACK OF PERSISTENCE IS THE NUMBER ONE REASON WHY PEOPLE DO NOT REACH THEIR GOALS.

If you give up before you reach your goal, you obviously don't want it very much, do you? Pick a goal that you cannot live without, and start again...

This technique only takes about 5 or 10 minutes with your morning coffee and works flawlessly. *If* you do it.

About the author: Andreas Ohrt is the editor of Mind Power News and creator of "Mind Over Money: How to Program Your Mind For Wealth." Learn more at http://jmcsclick.yourpower.hop.clickbank.net



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Home Business Quick Tip





Another Home Business Quick Tip.

Up sell. Have few back end products that you can recommend to your customers. A customer that buys from once will most likely buy from you again.

Business definition for the week:

Bona fide: 'in good faith'. This is used to mean that someone says they are telling the truth.

Look for another home business quick tip soon!



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A Disaster Plan



Disaster plans, do you have one?

I don't mean to be a downer but, any time you start a business, you are taking the risk that the business might fail. What you may not have considered when you started out was along with your business plan you need a disaster plan. Having a plan in place will help you shield yourself from risk and help you make sure that you can keep your business going even on the brink of disaster.

You need to have a plan for what you're going to do if your business looks like it is going to go under. Are you going to borrow money, raise prices, cut back or fire people. Are you willing to sell your possessions or mortgage your house, ? What will you do? This is where your disaster plan comes into play.

Just like a business plan your disaster plan will layout a list of options that you can refer to if your business runs into trouble. In your disaster plan include a list of the things that you will or will not do before you close your doors on your business.

A good disaster plan will depend a lot on how much risk you're willing to take on yourself. If you are sensible and conservative then you will go as far as you can to avoid selling or borrowing against any of your own assets to keep your business open.

If you don't lean to the conservative side and are willing to take more of a risk, then you may consider getting a loan against your car or maybe even your house. Just be prepared to lose it all if you can't recover from whatever business disaster you may encounter.

A good disaster plan also includes a recovery plan. Once you have decided what you will do to handle a business disaster you need to decide how you will recover. When writing your disaster plan consider adding these things to your list. What will you do if you keep your doors open? How will you rebuild? What will you do if you decide to go out of business? Start another business? Go back into the job market? What will you do next?

How you handle a business disaster is completely up to you. That is where having a good disaster plan comes into play. You have to decide are you going to cut your losses and walk away or dig in your heals and risk it all to make your business a huge success.



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Work at Home Blues



Remember all the reasons you decided to quit your job and work from home? Like the annoying people who you had to share an office with, the daily trek to and from work or missing out on special occasions. These and so many other reasons are why so many of us start a home business. And even though you wanted to work at home all day, you might find that you start to miss all or some of the things that made you want to work at home.

Now you are all alone. You get up for another day of work. Your children are off to school, your spouse is on the way work. Even most of your neighbors are off doing their thing. Your house feels empty, and your neighborhood is deserted.

It's all too easy to stay in your pajamas and sit on the couch in this situation. You may begin to feel like your work can wait or that it is pointless. If you get stuck or you need help you have no one to turn to because it's just you, your own your own.

You may not feel like it's affecting you, but the lack of human interaction could be causing more trouble than you think. Ask yourself these questions honestly. Have you been more irritable recently, less energetic, or have you felt upset or sad without much reason. If you have, then you could be suffering from the work at home blues.

What can you do to get over it and get motivated again?
I would bet since you are running your business from home that you have a computer with Internet access. Am I right? One thing you can do is get online. Do a quick search in your industry to find few forums, especially ones dedicated to people who run home businesses. You might be pleasantly surprised to find that you are not alone at all.

Finding friends on forums or message boards can be good substitute for the lost interaction you are experiencing. More than that, it can offer you a good outlet for your frustrations and problems. Many of the people you will be talking to are going through or have gone through the same thing themselves, and will be more than happy to offer support and advice.
Just keep in mind that interaction is good but don't let interrupt your work. Set limits, give yourself a certain amount of time each day to talk and don't go over it.

Consider turning your loneliness into an advantage. Get to know your customers. By getting to know them on a more personal level it can be rewarding to you and your business. The customers that will be the most loyal to you are the ones that know you and trust you.

Join the local Chamber of Congress or another similar group or foundation in you area. If you look, you might be surprised at how many things are out there that you can join. Don't be shy. Become a member and you could find some new friends, as well as some good business contacts.

There are so many thing you can do to overcome the work at home blues, so get out of your pajamas and get busy.



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Home Business Quick Tip



People like help. Offer your knowledge or consulting as a bonus.
This will add value to your product and increase your credibility and sales.

Business definition for the week:

De facto: 'in fact'. Used when something has happened that makes the 'real' situation take precedence from the legal one.

De jure: 'in law'. The opposite of de facto.




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Pricing is Everything




The Secrets of Pricing.

Pricing your products or services appropriately is a challenging part of any home business. You know what you have and what you can do, but do you know how much you should be charging, without putting yourself out of business? Consider these few ideas when you are picking your price points.

First find out what the competition is charging. If they are selling a similar product or service do some snooping, make some calls, find out what they offer and how much it costs. Now compare their prices with your own. How do they measure up.

Keep in mind that just because someone else is selling for less doesn't mean you should lower your prices. It is not always a good thing to be the cheapest out there. You might be surprised to know that you can take away a competitor's business by increasing your value and charging a higher price. One of the biggest secrets of pricing is that people assume a higher price means better quality and more value.

Here is a simple formula you can follow to help when choosing your price points. First determine your costs per item or service. Include any materials that you use like packaging, advertising, legal fees ect. Once you are done, you should have a rough estimate of how much each product you offer costs.

Next figure in a charge for your time and labor. Do this by adding the hours it takes you to complete the task, then decide what your hourly wage will be. It's up to you how much you will pay yourself. When in doubt start with minimum wage then gradually increase your wage to raise the price of the product. If you have a problem with this just think about what you might pay an employee to do the same job for you.

Now that you have added the cost and time, you need to add in a profit margin. This is typically be about 30 to 50 percent of the price you've come up with so far. You are all done. You should have the perfect price point to charge for your product or service. If you are unsure do some testing. Try selling at a slightly higher or lower price to see which sells better. Keep in mind that most often it is easier to lower prices than to raise them depending on what business you are in.



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Media Advertising How To



How to effectively advertise in the media.

First we will discuss print ads in newspapers and magazines. There are two types of advertising in newspapers and magazines. The basic classified ad and the display ad. Classifieds are the small ads in the back of the publication. Display ads can be any size from a small two inches to a full page spread, depending on your budget.

Before you start placing ads make sure you do your research. You want to place your ads where you will get the best response. Once you have found a newspaper or magazine that you want to place an ad in call its advertising department and ask for a rate card. Keep in mind that advertising in the print media can be very expensive, so brace yourself. Make sure before you place you ad that you will have a good chance of making a return on your investment.

Another good tip: ask if they have any unsold inventory. A lot of time they will have blocks of unsold ad space that you can pick up for a bargain price. These may not be the spots you were looking at but if you can get a great deal you can make it work you your advantage.

Don't forget billboards. They are the most overlooked form of print media, but they can be very effective with the right offer. Billboard ads are a bit more expensive than other print media, but when you consider that they stay up for a longer period of time, compared to the one week ads you place in the paper it may be a good option for your business.

Broadcasting your ad over the radio is another form of media advertising that you may want to consider, if your budget is big enough. Think carefully though since your message will most likely only be heard by people driving in their cars you will need a campaign that is memorable and that they will be interested in. Maybe you could offer something free or deeply discounted.

Hit the big time with a television ad. When your business is large and your advertising budget is larger, it might be time to make a TV commercial. But be prepared to spend the big bucks, no less than $10,000 and that will be for your local cable channels. But if you can afford it and there is a big market for your product you could make a small fortune with the right offer.

If a television ad isn't in you budget then you may want to consider a less expensive option, with the same type of captive audience. Did you know you can advertise on the big screen these days? Go to your local theater, get there early and you will see your opportunity to be a star of the silver screen. The movie theater can be a great place to advertise, especially for a local business that wants to get noticed. It is also relatively inexpensive compared to other forms of advertising, don't forget the tip above, ask about unsold ad space it works well with all types of media.



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Organizing for Profit



I know we have talked about getting organized before but have you ever thought about helping others get organized?

If you have a knack for helping others get organized, and you'd like to start your own business, why not become a professional organizer? It's a fun business that you can run on your own time, and it can be very profitable! For more information, visit:
http://hop.clickbank.net/?jmcsclick/getorgnow1



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Home Business Quick Tip





Another Home Business Quick Tip.

Communicate with your customers. They'll begin to trust you and get to know you on a more personal level. People will purchase products
quicker from somebody they already know and trust.

Business definition for the week:

Ex gratia, 'out of grace'. When something will be done for free.

Prima facie, 'at first sight'. Something that seems true but is wrong.

Look for another home business quick tip soon!



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Good Customer Service

!

Let me ask you a question....


Have you Hugged Your Customer Today?

I'm not just being mushy! I don't mean literally. What I am
saying is customer appreciation is the best way to create
customer loyalty. Good customer service is the surest path
to success in any business.

Lets face it without customers your business is dead.
Repeat customers are the life blood of any business. It's
a proven fact that happy customers make repeat purchases and
not only that they tell all their friends. Which means more
customers.

Tell me...

When your happy or excited about a product or service what
is the first thing you do? You tell every on you know.
Right? If you have a great experience with the staff at a
store or restaurant what do you do? You go back again!

What if you have a bad experience? Do you go back? NO!
and that's not the end you make sure you tell everyone you
know you had a hard time and never, NEVER to use that
company.

Have you ever walked into a store and been snubbed, totally
ignored at the check out? What to you do? You walk out
with out making a purchase.

Now, how many times have you walked into a store with no
intention of making a purchase. You were greeted by a friendly
face and a warm courteous atmosphere, then you end up walking
out with a bag full of goodies. It's happened to all of us.
Good customer service will never go out of style.
It's so simple but it is where most business fail.

Show your customers that you appreciate them. It's the little
things that matter. Like a friendly voice and prompt courteous
service. Going that extra mile to make them feel special.
You can create a huge following of loyal customers just by
being nice.

But don't stop there. The possibilities are endless. Have
you ever been to a nice hotel where they leave a chocolate
on your pillow? Now that chocolate only cost them a few
pennies but it made your experience nicer. It made you
remember their hotel above others.

How about customer reward programs. Sales will soar when you
tell your customers that they will get one free after they
purchase three. A free gift with every purchase. Every one
likes presents.

Customer appreciation days, sales and specials. Hold an event
throw a party just for customers that you have done business
with before. Make them feel special, like they matter, that
they are important to you. Then watch your business reap the
rewards.




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Growing Your Sales



WANT TO GROW YOUR SALES THE PROVEN WAY?
Growing your business can be easy when you follow this step-by-step, proven-effective system. For more information, visit:
http://hop.clickbank.net/hop.cgi?jmcsclick/getorgnow1

We appreciate you!



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Have you heard of Guerrilla Marketing



A cheaper alternative to high budget marketing it's called guerrilla marketing.

When you started your home business you may have prepared yourself to a large amount of your profits on advertising. Only to discover that you got very little or no response for your money and efforts.

Now comes the time for guerrilla marketing, it can be done with an almost no budget. This is the time when you change your way of thinking and realize that you are going to have to try just about anything to get publicity.

You have to make yourself known. It's time to pick up the phone and call local businesses and let them know who you are and what you have to offer. You may be surprised at just how effective this can be, since businesses tend to appreciate the effort that you made to contact them and offer your services. It saves them time.

Start mailing. It shouldn't be to hard to get your hands on a mailing list that covers your target market. Check with the post office, they can help you with your bulk mail campaigns. If the postage isn't in your budget then start passing out your mailers yourself.

Print out some flyers. Don't miss out on this one. It is cheap and easy. Handing out the flyers yourself will also give you an opportunity to meet your prospects and make a good impression. Just be sure to choose your location carefully and make sure you have a good offer.

Start giving. Handing out free gifts is always a good one. Hand out balloons, pens, magnets, little calendars with your business name on them. What ever you can think of. Try to make it something that relates nicely to your business and that they will use often, so that they will remember you. People love free stuff!

Remember your in business to make money. With guerrilla marketing it's all about having the guts to try anything.



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Home Business Quick Tip



Another Home Business Quick Tip.

Teach a class. Take an hour and set up a small class to educate your customer. This will give you an expert status, increase your credibility
and your sales.


Business definition for the week:

Quid pro quo, 'something for something'. When a fee will be charged for a service (or services will be exchanged).



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What does your customer want?



Do you ever wonder what your customers want? Most business
owners ask themselves that question daily. I know I do and
I bet you do too.

I was watching one of my favorite marketers speak recently
and he said something that struck a chord with me and got
me thinking. He said "people want magic bullets".

They want the answer to their problems. A quick fix for their
woes. A simple solution that will make their world a better
place and they want it now!

That phrase made me ask, what magic bullets do my prospects
want and do I have them?

How can I turn my products into the magic bullets that my
prospects can't live with out?

Side note: The best way to find out what your prospects want
is to survey them but, that is a whole other article.

Now, asking these questions won't help you get inside your
prospects mind but, it will get you in the right mind set.

Think about it. When you have a problem, you want a
solution right? You don't want to wait. Do you? You want a
quick fix and you want it now. You want a magic bullet. Guess
what so does your prospect!

Have you ever watched an infomercial and felt every button
they pushed. Felt like what they were selling was the answer
to all your problems? You just want to rip out your credit
card and say take my money! You can't wait until you can
get your hands on that magic bullet.

We all have and it's the magic bullets that get you every time.

For instance let's say your target market is acne sufferers.
If you have ever had acne you can identify with the pain and
agony that acne sufferers go through. A sufferer will try
and buy just about anything that offers relief from their
suffering no matter what the cost. Magic bullets don't have
a price cap.

Are you starting to see? Put on your top hat and pull out your
magic wand. Now start thinking. What you are selling? What
solutions do you have to offer? How can you solve peoples
problems? What magic bullets can you pull out of your product
or service?

Once you pull those magic bullets out of your hat and put them
right under your prospects nose then the real magic will begin.